Australia’s property market on the turn

Dec 18, 2017 10:59:00 AM

Property hot spots, Sydney and Melbourne, appear to have reached a turning point, with house price increases slowing in both major centres and auction clearance rates dropping significantly. Could this be your chance to pick up a property bargain before Christmas?


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Topics: Interest Rates, Australia Property, Australia Real Estate, mortgage rates, Home loan rates, Homeowners

Avoiding a Christmas budget blow-out

Dec 16, 2017 8:59:00 AM

There’s nothing quite like Christmas for evoking memories of long, lazy summer days, presents under the tree, and BBQ’s on the beach. Unfortunately, for many people though, Christmas can be a stressful time too. Coping with extra expenses at this time of year without blowing the budget is a challenge. Here are our tips for doing just that.


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Topics: Interest Rates, Australia Property, Australia Real Estate, Australia Budget, mortgage rates, Home loan rates, Homeowners, Christmas Debt, Budgeting

The no.1 question homeowners fail to ask

Dec 15, 2017 10:58:44 AM

If your interest rate doesn’t start with a three you could be losing out. That’s according to a money expert following a survey conducted in 2017 by Finder.com.au, that reported more than half of all homeowners in Australia failed to ask for a better deal on their home loan rate. By simply asking the question most homeowners fail to ask, you could shave thousands of dollars off your home loan repayments.


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Topics: Interest Rates, Australia Property, Australia Real Estate, mortgage rates, Home loan rates, Homeowners

Christmas Holiday Traditions

Dec 13, 2017 9:38:20 AM

It’s hard to believe it’s that time of the year again. Before you get carried away by the silly season, take a moment to slow down and plan some fun holiday traditions to share with your family. From Secret Santa to a Christmas countdown, here are some of our favourite ideas to help you get started on creating your own Christmas holiday traditions.


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Topics: Christmas, Australia Property, Australia Real Estate, Holiday Traditions

Selling your property by auction

Nov 28, 2017 8:39:00 AM

Across Australia and New Zealand, auctions have become an increasingly popular means of selling property. One of the benefits of an auction is that it places a time limit on a sale, in turn generating a sense of urgency in buyers which often leads to a higher sale price. But auctions offer other benefits to sellers too. Take a look at what these are.


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Topics: Australia Property, Australia Real Estate, first home buyer, property auction

Build or buy – the pros and cons

Nov 23, 2017 8:39:00 AM

As a home buyer, you’ll be faced with a number of important decisions. One of the first of these is deciding whether to buy an existing home or to build from scratch. While each option has its own set of unique benefits and disadvantages, choosing between the two will largely depend on your own priorities. To help you decide, here are the pros and cons of buying versus building.


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Topics: Australia Property, Australia Real Estate, buying property, build versus buy, refinancing

Is now a good time to refinance?

Nov 20, 2017 8:38:16 AM

While interest rates may be at an all-time low, the mortgage market is a competitive place so it makes sense to review your home loan from time to time to ensure you’re getting the best deal. To help you decide if refinancing is the right next step for you, here are some things to think about.


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Topics: Australia Property, Australia Real Estate, buying property, refinancing

3 Things that could impact your credit score

Nov 14, 2017 12:50:23 PM

Your credit score is used by lenders to determine your lender-ability and in deciding what interest rate you’ll be charged. Having a good credit score could mean the difference in thousands of dollars spent or saved, so it’s understandably an important factor in your financial life. Here are some of the things that could impact your credit score.


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Topics: Australia Property, Australia Real Estate, buying property, credit score

Working with a mortgage broker

Oct 25, 2017 10:34:00 AM

In Australia, more than half of all home loans are written by mortgage brokers, while over 80 per cent of property investors choose to work with a mortgage broker, according to the September 2017 PIPA Annual Investor Sentiment Survey. Read on to find out how mortgage brokers are making a difference when it comes to securing the preferred home loan, and learn our tips for choosing a mortgage broker.


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Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress

First home buyers on the increase

Oct 18, 2017 10:34:00 AM

Across Australia, first home buyers are returning to the property market, largely as a result of government policy intervention. We take a closer look at what government interventions are working, which states are doing something about housing affordability, and a reminder about the First Home Owners Grant: If you’re a first home buyer and you haven’t already accessed this, you could be missing out.


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Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress