Build or buy – the pros and cons

Nov 23, 2017 8:39:00 AM

As a home buyer, you’ll be faced with a number of important decisions. One of the first of these is deciding whether to buy an existing home or to build from scratch. While each option has its own set of unique benefits and disadvantages, choosing between the two will largely depend on your own priorities. To help you decide, here are the pros and cons of buying versus building.


Read more

Topics: Australia Property, Australia Real Estate, buying property, build versus buy, refinancing

Is now a good time to refinance?

Nov 20, 2017 8:38:16 AM

While interest rates may be at an all-time low, the mortgage market is a competitive place so it makes sense to review your home loan from time to time to ensure you’re getting the best deal. To help you decide if refinancing is the right next step for you, here are some things to think about.


Read more

Topics: Australia Property, Australia Real Estate, buying property, refinancing

3 Things that could impact your credit score

Nov 14, 2017 12:50:23 PM

Your credit score is used by lenders to determine your lender-ability and in deciding what interest rate you’ll be charged. Having a good credit score could mean the difference in thousands of dollars spent or saved, so it’s understandably an important factor in your financial life. Here are some of the things that could impact your credit score.


Read more

Topics: Australia Property, Australia Real Estate, buying property, credit score

Working with a mortgage broker

Oct 25, 2017 10:34:00 AM

In Australia, more than half of all home loans are written by mortgage brokers, while over 80 per cent of property investors choose to work with a mortgage broker, according to the September 2017 PIPA Annual Investor Sentiment Survey. Read on to find out how mortgage brokers are making a difference when it comes to securing the preferred home loan, and learn our tips for choosing a mortgage broker.


Read more

Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress

First home buyers on the increase

Oct 18, 2017 10:34:00 AM

Across Australia, first home buyers are returning to the property market, largely as a result of government policy intervention. We take a closer look at what government interventions are working, which states are doing something about housing affordability, and a reminder about the First Home Owners Grant: If you’re a first home buyer and you haven’t already accessed this, you could be missing out.


Read more

Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress

Making your home loan work for you

Oct 13, 2017 10:33:46 AM

When it comes to choosing a home loan, interest rate is not the only thing to consider. Loan features – like the ability to make extra repayments, a line of credit, an off-set account, or repayment holidays – are just as important. To help you understand what features you could be offered by your lender, we’ve outlined some of the more popular options.


Read more

Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress

Managing Mortgage Stress

Oct 6, 2017 11:22:46 AM

Despite record low interest rates, more and more homeowners are struggling to meet their home loan repayments and are experiencing “mortgage stress”. Even the slightest increase in interest rates could leave these homeowners vulnerable and unable to repay their mortgage. Let’s take a look at what “mortgage stress” is and how you as a homeowner can deal with it.


Read more

Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress

Mortgage Traps: What to look out for

Sep 21, 2017 5:51:37 AM

Finding the right home loan isn’t as easy as it sounds. With so many mortgages on offer – each with its own conditions, terms, features and rates – it can start to feel like you’re navigating a mine field. To help you avoid a potentially costly mistake, here are some of the mortgage traps you need to look out for when choosing the right home loan.


Read more

Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage traps

Rentvesting: a property investment strategy

Sep 19, 2017 5:10:32 AM

It’s the latest buzzword in the property industry: Rentvesting. Renting where you want to live, buying where you can afford to. And it’s proving a popular option, particularly amongst younger first home buyers who are keen to invest in their future without foregoing their lifestyle. So, what are the benefits of rentvesting and is it for everyone? Read on to find out.


Read more

Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, family trust, rentvesting

Foreign property buyers in Australia

Sep 15, 2017 9:25:31 AM

A lot has changed in the Australian property market over the past 2 years (2015-2017), particularly with regards to non-resident lending and foreign investment in Australian property. While it is still possible for non-residents and temporary residents to buy property in Australia, the rules and regulations are decidedly more complex. Read on to find out more.


Read more

Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, family trust