Queensland Rental Property Reforms

Feb 15, 2020 11:40:00 AM

The Queensland Government has announced changes to Queensland rental legislation. Under the proposed reform, landlord’s lose the right to refuse pets, tenants can modify rental properties without landlord’s consent, rental properties will need to meet prescribed standards, and landlords will lose their right to end a lease. Take a look at how these changes could impact you as the owner of a rental property.


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Topics: Landlords, australia finance, Home Loan Advice, Rental Property Renovations, Pets and Rentals, Advice for Landlords

3 Practical Tips for Getting Your Finances Back on Track

Feb 14, 2020 11:36:42 AM

A staggering 7.2 million Australians are said to be starting the New Year with a Christmas debt hangover. What’s more, according to research, one in four Aussies could take up until May to pay back their Christmas debt! If your big Christmas blow-out hit hard in January, it’s time to get your finances back on track starting right now. Here’s how to do that:


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Topics: australia finance, finance health check, Home Loan Advice, Finance Goals

3 Tech hacks to improve productivity

Apr 23, 2018 10:15:18 AM

As technology evolves so too do our digital lives, sometimes to the point where we can start to feel bogged down by the plethora of time-saving tools and life-changing apps. When it comes to improving productivity, most of us could use a little help. Take a look at these 3 tech hacks that are guaranteed to improve productivity in your digital life.


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Topics: Mortgage Broker, Australia Property, australia finance, mortgage stress, Mortgage Debt, Tech Hacks, Life Hacks, Cost effective, Productivity, Efficient

Fixed vs. variable – how to choose

Apr 23, 2018 10:10:53 AM

Should you lock in your interest rate for a fixed period? Or take a chance on interest rates dropping even further and choose a variable rate? Unfortunately, there’s no simple answer to these questions. To help you make an informed decision, we’ve outlined the pros and cons of fixed and variable interest home loans.


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Topics: Mortgage Broker, Australia Property, australia finance, mortgage stress, Mortgage Debt, Variable Interest Rate, Fixed Interest Rate

Australia’s Interest Only Loan Conversion

Apr 23, 2018 10:06:27 AM

Around 1.5 million borrowers could face mortgage stress over the next four years the Reserve Bank warns, as existing interest only loans will convert to principal and interest loans. While most borrowers will simply move to principal and interest repayments, a significant proportion may find the step-up too difficult to manage. Read on to find out how you can prepare yourself for this type of scenario.


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Topics: Mortgage Broker, Australia Property, australia finance, mortgage stress, Mortgage Debt, interest only loans

How old is too old when it comes to a mortgage?

Apr 16, 2018 9:18:38 AM

Older home buyers entering the market for the first time appear to be growing in numbers in Australia and New Zealand, as a combination of rising rents and low interest rates makes buying property a more attractive proposition. But, how big a factor is age when it comes to lenders determining your lending ability? Read on to find out.


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Topics: Retirement, Mortgage Broker, Australia Property, australia finance, reverse mortgage, mortgage stress, Mortgage Debt

Federal Budget 2017: What it means for first home buyers

Jun 22, 2017 8:00:00 AM

Earlier in May 2017, the Australian Government announced the Federal Budget 2017, with proposed changes that would impact on first home buyers. The proposed new First Home Super Saver Scheme lets first home buyers make contributions to their superannuation, with the intention of withdrawing those savings to use as a deposit for a first home. Read on to find out more.


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Topics: Mortgage, Australia Property, Australia Real Estate, Australia Budget, house sale, australia finance, federal budget