Big banks, small banks, non-banks

Feb 23, 2018 7:00:00 AM

When deciding on a home loan provider, many people choose to approach their own bank in the first instance, believing it makes sense to work with a lender already managing their everyday banking. This is not always the best option however, and it could mean missing out on better deals. To help you decide on the right lender, we’ve outlined some of the pros and cons of big banks, small banks and non-banks.


Read more

Topics: Pre-approvals, Home Loan, Mortgage, Australia Property, Australia Real Estate, mortgage rates, Home loan rates, family home, non-bank lender, lending options, Bad credit

Buying a home with bad credit

Feb 21, 2018 7:00:00 AM

A bad credit rating can put the brakes on your home buying plans, but it doesn’t have to be the end of your journey. Understanding what bad credit is, how to avoid it, and what your options are if you already have a bad credit rating, can help you decide on the next steps to take when buying property.


Read more

Topics: Pre-approvals, Home Loan, Mortgage, Australia Property, Australia Real Estate, mortgage rates, Home loan rates, family home, non-bank lender, lending options, Bad credit

Home loan pre-approvals: What you need to know

Feb 19, 2018 6:53:09 AM

Having a pre-approval in place before you start house hunting has a number of benefits: As well as showing sellers and agents you’re serious about buying, it helps speed up the process when you find a home you like, which puts you in a far better negotiating position. If you are considering applying for pre-approval, take a look at our tips for a successful pre-approval application.


Read more

Topics: Pre-approvals, Home Loan, Mortgage, Australia Property, Australia Real Estate, mortgage rates, family home

Divorce or separation and the family home

Feb 13, 2018 2:53:02 PM

The end of a relationship is understandably an emotional and traumatic time, and the process of separating your lives, property and finances can be challenging. As your income and expenses are likely to change at this time, it’s important you understand the impact of these changes on your most important asset: your family home.


Read more

Topics: Australia Property, Australia Real Estate, mortgage rates, separation, family home, divorce

Top tips for your 2018 budget

Jan 26, 2018 8:00:00 AM

If you haven’t already given much thought to budgeting for the year ahead, now’s a good time to start. Having a budget can help you reduce overspending, help you save more, and ensure you avoid situations where unplanned expenses drive you into debt. To help you plan a more financially secure 2018, here are our top budgeting tips.


Read more

Topics: Debt Consolidation, Interest Rates, Australia Property, Australia Real Estate, mortgage stress, mortgage rates, Home loan rates, Homeowners, Budgeting

Mortgage Stress: Are you feeling it?

Jan 23, 2018 12:56:00 PM

New research has revealed that nearly a third of Australian households are already under mortgage stress, a figure that looks set to continue rising if past figures are anything to go by. Read on to find out how to prevent yourself from falling into mortgage stress, and what to do if you’re already in it.


Read more

Topics: Debt Consolidation, Interest Rates, Australia Property, Australia Real Estate, mortgage stress, mortgage rates, Home loan rates, Homeowners, Christmas Debt

Managing your Christmas debt hangover

Jan 19, 2018 12:54:24 PM

According to the Reserve Bank of Australia, the nation spent an estimated $30 billion dollars on credit cards in December 2017. Almost half of all Aussies won’t be able to repay their Christmas spending within their interest-free period. If you’re one of those who overspent during the holidays, it’s time to take action. Here’s how we suggest you manage your Christmas debt hangover.


Read more

Topics: Debt Consolidation, Interest Rates, Australia Property, Australia Real Estate, mortgage rates, Home loan rates, Homeowners, Christmas Debt

Maximising your property’s value

Jan 19, 2018 11:20:24 AM

Investing in property has the potential to provide astute buyers with an excellent return. But, as any seasoned investor will tell you, you need to spend money in order to make money. It needn’t cost you thousands of dollars, however, to add value to your home and increase your equity. There are a few key things you can do even on a shoestring budget.


Read more

Topics: Interest Rates, Australia Property, Australia Real Estate, mortgage rates, Home loan rates, Homeowners

Australia’s property market on the turn

Dec 18, 2017 10:59:00 AM

Property hot spots, Sydney and Melbourne, appear to have reached a turning point, with house price increases slowing in both major centres and auction clearance rates dropping significantly. Could this be your chance to pick up a property bargain before Christmas?


Read more

Topics: Interest Rates, Australia Property, Australia Real Estate, mortgage rates, Home loan rates, Homeowners

Avoiding a Christmas budget blow-out

Dec 16, 2017 8:59:00 AM

There’s nothing quite like Christmas for evoking memories of long, lazy summer days, presents under the tree, and BBQ’s on the beach. Unfortunately, for many people though, Christmas can be a stressful time too. Coping with extra expenses at this time of year without blowing the budget is a challenge. Here are our tips for doing just that.


Read more

Topics: Interest Rates, Australia Property, Australia Real Estate, Australia Budget, mortgage rates, Home loan rates, Homeowners, Christmas Debt, Budgeting