What is Comprehensive Credit Reporting?

Mar 20, 2019 9:37:23 AM

Comprehensive Credit Reporting (CCR) is Australia’s credit reporting system which aims to make it easier for lenders to assess an applicant’s credit history. With CCR, when you apply for credit, authorised lenders will have access to up to 2 years of your repayment history, along with detailed information of your credit accounts. Find out what the change to CCR means for your finances.


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Topics: Lenders, CCR, Comprehensive Credit Reporting, Home Loan Advice, Australia Mortgage Broker, Home Loan Application

Comprehensive Credit Reporting (CCR)

Jul 9, 2018 9:16:41 AM

From July 2018, comprehensive credit reporting (CCR) becomes mandatory, and banks will be forced to share detailed positive and negative financial history with other lenders. The new credit reporting changes will provide a fuller, clearer picture of your credit history, and could make it easier – or for some people, harder – to get credit or a loan. Here’s what you need to know.


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Topics: Mortgage Broker, Australia Mortgage, CCR, Comprehensive Credit Reporting