Don’t Miss The Auction Festival

Jan 25, 2023 10:05:32 AM

On Sunday, 5 February 2023, our sister company, Harcourts will be hosting the largest property showcase in South East Queensland. Starting at 10am, 100 properties will be auctioned throughout the day, providing a platform for serious sellers to capture the focus of unconditional buyers and achieve premium prices. If you’re serious about selling (or buying), don’t miss the Harcourts’ Auction Festival.


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Topics: Auctions, Home Loans, Buying and selling

Deposit Options When Buying at Auction

Aug 5, 2022 3:42:37 PM

When the hammer comes down on the winning bid, it’s one of the most exhilarating experiences for a home buyer. But knowing what to do next and what’s required is something many home buyers are not sure about. On winning the auction, the buyer is required to pay a deposit – usually 10 per cent of the winning bid – so having the funds on-hand is imperative. In this helpful guide, we’ll explain what you can expect if yours is the winning bid when buying property at auction in Australia.


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Topics: Auctions, Home Loans, Buying and selling

How to Navigate Interest Rate Rises

Jul 20, 2022 4:51:38 PM

As Australian household budgets are stretched further by yet another interest rate rise, some homeowners are looking at ways to cut discretionary spending, while others are considering refinancing their home loan and shifting to lenders offering better deals. With further rate rises likely, now may be the right time to revisit spending and saving, and make some small changes to reduce monthly commitments. Here’s how to navigate rising interest rates.


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Topics: Interest Rates, Home Loans, Buying and selling

Australians Face Building Cost Blow-Outs

Jul 8, 2022 1:24:48 PM

Increased demand for new builds and renovations, combined with ongoing supply chain disruptions and a shortage of building materials, has led to a spike in construction costs across Australia. Homeowners with fixed-price building contracts are having to find the funds to pay for the unexpected additional costs, and are waiting longer for the build to start or to progress. With this trend set to continue, it’s vital those planning a build work closely with a mortgage broker who has experience in construction lending.


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Topics: Mortgage Broker, Home Loans, Construction Loan

Using Your Deposit to Accelerate Home Ownership

Jul 8, 2022 12:40:12 PM

An important consideration for many first home buyers is deciding whether to buy a home now or to wait and save a larger deposit. It means weighing up the cost of LMI, and any other fees lenders may charge for low deposit lending, against the potential savings of getting into the property market before house prices rise even further. And that’s a tough decision to make! Now, with a useful comparison tool, that decision may be a little easier.


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Topics: Mortgage Broker, First Home Buyer, Home Loans

Home Buying Checklist for Viewing Property

Jun 22, 2022 4:20:32 PM

There’s a lot to think about when viewing a property for the first time, and it’s easy to overlook things or forget to check important items. It helps to have a checklist of the things you need to think about so you don’t forget anything important. Here’s an outline of what to look out for at an open home when buying a property in Australia, along with a handy checklist you can download and take along with you.


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Topics: Mortgage Broker, Buying property in Australia, Home Loans

Lock in Your Rate to be Sure

Jun 22, 2022 4:17:16 PM

Interest rates in Australia are on the way up and understandably that’s a big concern for homeowners. Especially those facing interest rate hikes right before refinancing or settlement. One way to protect against interest rate rises, if you’re preparing to refinance to a new lender or set up a new loan, is to rate lock. Rate locking your fixed interest home loan for a set period of time before your loan application is completed, means you get the interest rate you were offered when you applied rather than what’s available at settlement time.


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Topics: Mortgage Broker, Home Loans, Rate Lock

Get Out of The Rent Cycle And Into Your Own Home

Jun 10, 2022 2:59:52 PM

Interest rate hikes can be bad news for homeowners, but higher mortgage costs can impact renters too as these costs often get passed on by landlords. In some parts of Australia, it may even be cheaper to buy a home than it is to rent. And with tightening rental supply pushing up rents, and house price increases slowing down across Australia, now may be a good time to consider your options to get out of the rental cycle and into your own home.


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Topics: Mortgage Broker, Home Loans, Buying and selling

Prepping Your Home For Sale

Jun 10, 2022 2:56:29 PM

If you’re getting ready to sell, you’ll want to make the best first impression possible when showcasing your home to potential buyers. As well as ensuring your home is in tiptop condition both inside and out, a thorough clean, decluttering your personal effects, and styling your home to sell can go a long way to ensuring you get the best sale price. To help you prep your home for sale, here are our top 5 tips.


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Topics: Mortgage Broker, Home Loans, Buying and selling

Could Climate Change Impact House Prices In Australia?

May 23, 2022 2:37:52 PM

It’s not hard to imagine how far reaching the effects of global warming are on our natural environment. Just consider for a moment some of the recent extreme weather events here in Australia: from heat waves and droughts to flash flooding and bush fires, Australia has certainly experienced some of the worst. It’s hardly surprising then that environmental concerns are fast becoming a key factor for homebuyers in Australia, as they consider how to minimise the risk of climate change hazards.


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Topics: Financial Health, Health and Wellbeing, Home Loans