Big banks, small banks, non-banks

Feb 23, 2018 7:00:00 AM

When deciding on a home loan provider, many people choose to approach their own bank in the first instance, believing it makes sense to work with a lender already managing their everyday banking. This is not always the best option however, and it could mean missing out on better deals. To help you decide on the right lender, we’ve outlined some of the pros and cons of big banks, small banks and non-banks.


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Topics: Australia Property, Australia Real Estate, mortgage rates, family home, Pre-approvals, Mortgage, Home Loan, Bad credit, lending options, non-bank lender, Home loan rates

Buying a home with bad credit

Feb 21, 2018 7:00:00 AM

A bad credit rating can put the brakes on your home buying plans, but it doesn’t have to be the end of your journey. Understanding what bad credit is, how to avoid it, and what your options are if you already have a bad credit rating, can help you decide on the next steps to take when buying property.


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Topics: Australia Property, Australia Real Estate, mortgage rates, family home, Pre-approvals, Mortgage, Home Loan, Bad credit, lending options, non-bank lender, Home loan rates

Home loan pre-approvals: What you need to know

Feb 19, 2018 6:53:09 AM

Having a pre-approval in place before you start house hunting has a number of benefits: As well as showing sellers and agents you’re serious about buying, it helps speed up the process when you find a home you like, which puts you in a far better negotiating position. If you are considering applying for pre-approval, take a look at our tips for a successful pre-approval application.


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Topics: Australia Property, Australia Real Estate, mortgage rates, family home, Pre-approvals, Mortgage, Home Loan

House hunting tips

Jul 14, 2017 2:57:29 PM

It’s easy to get carried away in the hunt for the perfect home and end up overlooking important details – like how much it costs – while being blindsided by the amazing features – the size of that kitchen! And if you’re visiting several open homes each weekend, it can be challenging staying focused. To help you get organised in the hunt for your dream home, here are three house hunting tips.


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Topics: Mortgage, Australia Property, Australia Real Estate, first home buyer, buying a house, buying property

A guide to understanding stamp duty

Jun 27, 2017 10:17:21 AM

When buying property in Australia, one of the major up-front costs you’ll be required to pay is stamp duty. Depending on where you’re buying and what you’re buying, stamp duty will vary. Calculating stamp duty is often a cause for confusion amongst home buyers, with different rates for land purchases, concessions for first home buyers and sometimes a separate transfer cost to be paid. To help clear up any confusion, we’ve created a guide to understanding stamp duty.


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Topics: Mortgage, Australia Property, Australia Real Estate, first home buyer, Stamp Duties

Savings tips for first home buyers

Jun 27, 2017 8:00:00 AM

It’s the plight of every first home buyer: saving for that seemingly unattainable deposit. It can start to feel like the harder you try to save, the further away your goal gets. But, if you ever want to have a place to call your own, you’ll need to start saving. Here are our tips to help you get started.


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Topics: Mortgage, Australia Property, Australia Real Estate, first home buyer

Federal Budget 2017: What it means for first home buyers

Jun 22, 2017 8:00:00 AM

Earlier in May 2017, the Australian Government announced the Federal Budget 2017, with proposed changes that would impact on first home buyers. The proposed new First Home Super Saver Scheme lets first home buyers make contributions to their superannuation, with the intention of withdrawing those savings to use as a deposit for a first home. Read on to find out more.


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Topics: Mortgage, house sale, Australia Property, Australia Real Estate, federal budget, Australia Budget, australia finance

How to buy property with little deposit

Jun 14, 2017 11:00:58 AM

Since the global financial crisis of 2008, banks have tightened up on lending restrictions, making it harder to borrow with a low deposit and effectively putting an end to no deposit home loans. While it is still possible to borrow with a low deposit – as little as 5% - how do you buy property with no deposit? Let’s take a look at your options.


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Topics: Mortgage, house sale, Australia Property, Australia Real Estate

Selling your home privately

May 22, 2017 5:30:00 PM

Many home owners are tempted into selling their homes without the services of a real estate agent. The biggest reason? To save money. Others prefer to rely on the expertise and knowledge of a licenced real estate professional when it comes to selling. To help you decide which option best fits your situation, we’ve outlined some of the things you need to think about when selling your home privately.


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Topics: Mortgage, house sale, Australia Property, Australia Real Estate

Rental property tax deductions: a guide for Australian landlords

May 22, 2017 10:09:33 AM

It’s almost the end of another tax year. If you’ve recently bought an investment property or you’ve caught the Airbnb bug and you’re renting out part or all of your home as a holiday rental, it’s important you know exactly what you can and cannot claim for on your tax return. Here are some of the things you need to be aware of as a landlord at tax time.


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Topics: Mortgage, Tax year, Financial Year End, Tax Deductions, Australia Budget