The Role of a Conveyancer When Buying or Selling Property

Mar 22, 2022 2:15:12 PM

Buying or selling property in Australia can be a complex process, involving a number of financial and administrative transactions. To help reduce some of this complexity, most property buyers and sellers enlist the services of a conveyancer, a licensed professional with experience in real estate law. Find out more about the role of a conveyancer when buying or selling property in Australia in these FAQs.


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Topics: Mortgage Broker, Information on buying and selling, Home Loans

Help on Hand for Australians Impacted by Unprecedented Weather Event

Mar 4, 2022 2:09:17 PM

Large parts of South-Eastern Queensland and Northern New South Wales have been left decimated, following an unprecedented weather event on 21 February 2022. Over two weeks of rain culminated in approximately 18,000 homes being flooded, displacing thousands of Australians across these regions.

In support of those affected by the flooding, Insurance Council of Australia has declared an insurance catastrophe, Federal Government is providing financial aid, and banks are stepping up to help mortgage customers. Here’s an outline of the support available should you need it.


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Topics: Mortgage Broker, Financial Health, Home Loans

5 Tips to Help Clear Holiday Debt

Feb 18, 2022 3:05:52 PM

The holidays are over and we’re well into the new year. It’s a time to follow through on the goals that we set and to feel optimistic about the future. But, if you’re carrying debt over from last year’s holiday spending, it can feel like a weight dragging you down. Before you start stressing about looming debt, here are 5 tips to help you tackle holiday debt and get your finances back on track again.


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Topics: Mortgage Broker, Financial Health, Home Loans

Now May be a Good Time to Refinance Your Mortgage

Feb 18, 2022 3:02:29 PM

For Australian homeowners looking to save money in 2022, refinancing could be a solution. Data from the Australian Bureau of Statistics (ABS) shows that more than 498,000 Aussies refinanced their home loan as of October 2021, with a massive $16.08 billion worth of home loans refinanced from one lender to another. But before you go ahead, it’s important to check that the benefits of refinancing outweigh the costs. To help you make an informed decision about refinancing your home loan, here are some important factors to consider.


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Topics: Mortgage Broker, Financial Health, Home Loans

First Home Buyers Foregoing City Living

Feb 8, 2022 8:35:45 AM

Working from home presents a new opportunity for first home buyers desperate to get into the property market. While inner-city prices spiral further out of reach, those who can work from home are turning to regional locations for more affordable housing or rentvesting as viable options. But with surging demand driving the fastest rise in house values in these areas, first home buyers who may be waiting to buy are urged to start considering their options now when it comes to settling in the regions or rentvesting.


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Topics: Mortgage Broker, Financial Health, Home Loans

Using Your Rental History to Buy a First Home

Feb 8, 2022 8:31:30 AM

Most first home buyers will agree, saving a deposit while paying rent is not easy. Luckily, there are lenders in Australia that understand this conundrum too, and are lending based on a strong rental history rather than just genuine savings. If you’re a first home buyer who is tired of paying hefty rents that fund your landlord’s mortgage instead of your own, read on to find out how being a good tenant could work to your advantage.


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Topics: Mortgage Broker, Financial Health, Home Loans

Get Financially Fit in 2022

Jan 24, 2022 2:32:40 PM

The beginning of a new year is a good time to get your finances in order and establish some financial goals for the year ahead. By making just a few small changes to how you spend and save, you could set yourself up for the best year ever when it comes to managing your finances. So, whether you’re looking to clear your debt, boost your savings, or grow your retirement fund, follow these 5 tips to help you get financially fit in 2022.


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Topics: Mortgage Broker, Financial Health, Home Loans

What to Think About When Buying a Home

Jan 24, 2022 2:29:25 PM

No matter where you are in your home buying journey – whether you’re a first home buyer, a seasoned homeowner, or a skilled investor – buying a home in Australia in today’s heated property market is certainly challenging. With so many factors to consider – things like Lenders Mortgage Insurance, the First Home Owner Grant or First Home Loan Deposit Scheme, as well as the possible introduction of Debt-to-Income Ratios (DTI) – it helps to have a clear outline of what each of these mean for you.


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Topics: Mortgage Broker, Buying property in Australia, Home Loans

Setting the Right Sale Price

Jan 21, 2022 5:02:00 PM

Before buying your next home or upgrading to a bigger home, one of the most important decisions you’ll need to make is how much to sell your existing home for. Setting the right sale price means your home will sell for the best possible price in the shortest timeframe. Most real estate agents will tell you that demand can wane if your home is on the market for too long. So to help you set the right sale price for your home – and ensure your home sells in the shortest possible time - take a look at these handy tips.


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Topics: Selling, Mortgage Broker, Home Loans

Growing Demand from Foreign Property Buyers

Jan 18, 2022 4:58:40 PM

Since the start of the pandemic in March 2020, Australia’s borders have remained closed to foreign arrivals. As a result, the country has experienced its first negative population growth in over a century, a factor that directly impacts both the economy and the housing market. With borders pegged to re-open in mid-2022, experts are predicting more demand for property from migrants and foreigners seeking their own Australian dream. Here’s what foreign buyers need to know about buying property in Australia.


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Topics: Property Investment, Mortgage Broker, Home Loans