3 Tech hacks to improve productivity

Apr 23, 2018 10:15:18 AM

As technology evolves so too do our digital lives, sometimes to the point where we can start to feel bogged down by the plethora of time-saving tools and life-changing apps. When it comes to improving productivity, most of us could use a little help. Take a look at these 3 tech hacks that are guaranteed to improve productivity in your digital life.


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Topics: Mortgage Broker, Australia Property, australia finance, mortgage stress, Mortgage Debt, Tech Hacks, Life Hacks, Cost effective, Productivity, Efficient

Fixed vs. variable – how to choose

Apr 23, 2018 10:10:53 AM

Should you lock in your interest rate for a fixed period? Or take a chance on interest rates dropping even further and choose a variable rate? Unfortunately, there’s no simple answer to these questions. To help you make an informed decision, we’ve outlined the pros and cons of fixed and variable interest home loans.


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Topics: Mortgage Broker, Australia Property, australia finance, mortgage stress, Mortgage Debt, Variable Interest Rate, Fixed Interest Rate

Australia’s Interest Only Loan Conversion

Apr 23, 2018 10:06:27 AM

Around 1.5 million borrowers could face mortgage stress over the next four years the Reserve Bank warns, as existing interest only loans will convert to principal and interest loans. While most borrowers will simply move to principal and interest repayments, a significant proportion may find the step-up too difficult to manage. Read on to find out how you can prepare yourself for this type of scenario.


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Topics: Mortgage Broker, Australia Property, australia finance, mortgage stress, Mortgage Debt, interest only loans

How old is too old when it comes to a mortgage?

Apr 16, 2018 9:18:38 AM

Older home buyers entering the market for the first time appear to be growing in numbers in Australia and New Zealand, as a combination of rising rents and low interest rates makes buying property a more attractive proposition. But, how big a factor is age when it comes to lenders determining your lending ability? Read on to find out.


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Topics: Retirement, Mortgage Broker, Australia Property, australia finance, reverse mortgage, mortgage stress, Mortgage Debt

Top tips for your 2018 budget

Jan 26, 2018 8:00:00 AM

If you haven’t already given much thought to budgeting for the year ahead, now’s a good time to start. Having a budget can help you reduce overspending, help you save more, and ensure you avoid situations where unplanned expenses drive you into debt. To help you plan a more financially secure 2018, here are our top budgeting tips.


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Topics: Debt Consolidation, Interest Rates, Australia Property, Australia Real Estate, mortgage stress, mortgage rates, Home loan rates, Homeowners, Budgeting

Mortgage Stress: Are you feeling it?

Jan 23, 2018 12:56:00 PM

New research has revealed that nearly a third of Australian households are already under mortgage stress, a figure that looks set to continue rising if past figures are anything to go by. Read on to find out how to prevent yourself from falling into mortgage stress, and what to do if you’re already in it.


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Topics: Debt Consolidation, Interest Rates, Australia Property, Australia Real Estate, mortgage stress, mortgage rates, Home loan rates, Homeowners, Christmas Debt

Working with a mortgage broker

Oct 25, 2017 10:34:00 AM

In Australia, more than half of all home loans are written by mortgage brokers, while over 80 per cent of property investors choose to work with a mortgage broker, according to the September 2017 PIPA Annual Investor Sentiment Survey. Read on to find out how mortgage brokers are making a difference when it comes to securing the preferred home loan, and learn our tips for choosing a mortgage broker.


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Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress

First home buyers on the increase

Oct 18, 2017 10:34:00 AM

Across Australia, first home buyers are returning to the property market, largely as a result of government policy intervention. We take a closer look at what government interventions are working, which states are doing something about housing affordability, and a reminder about the First Home Owners Grant: If you’re a first home buyer and you haven’t already accessed this, you could be missing out.


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Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress

Making your home loan work for you

Oct 13, 2017 10:33:46 AM

When it comes to choosing a home loan, interest rate is not the only thing to consider. Loan features – like the ability to make extra repayments, a line of credit, an off-set account, or repayment holidays – are just as important. To help you understand what features you could be offered by your lender, we’ve outlined some of the more popular options.


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Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress

Managing Mortgage Stress

Oct 6, 2017 11:22:46 AM

Despite record low interest rates, more and more homeowners are struggling to meet their home loan repayments and are experiencing “mortgage stress”. Even the slightest increase in interest rates could leave these homeowners vulnerable and unable to repay their mortgage. Let’s take a look at what “mortgage stress” is and how you as a homeowner can deal with it.


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Topics: Australia Property, Australia Real Estate, first home buyer, buying property, Second Home, finance health check, mortgage stress