A Guide to Capital Gains Tax

Jun 19, 2018 2:36:14 PM

As a property investor, at some point it’s likely either you or your beneficiaries will be required to pay Capital Gains Tax. Capital Gains Tax (CGT) is the tax you pay on any profits you make between the time you buy and sell an investment property. Take a look at what CGT is and how to calculate it.


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Topics: Property Investment, Financial Health, Home Loan Rates

Finding The Right Property Manager For Your Rental Property

May 21, 2018 1:43:07 PM

Investing in property has long been a popular way for Australians to build wealth. As a long-term investment, it offers several benefits including a number of potential tax advantages that can result from investing in a well-managed property. Let’s take a closer look at these tax advantages.


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Topics: Property Management, Property Investment, Home Loans

Income Tax And Property Investment

May 17, 2018 9:49:33 AM

Investing in property has long been a popular way for Australians to build wealth. As a long-term investment, it offers several benefits including a number of potential tax advantages that can result from investing in a well-managed property. Let’s take a closer look at these tax advantages.


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Topics: Selling, Property Investment, Financial Health

How Old is Too Old When it Comes to a Mortgage?

Apr 16, 2018 11:18:38 AM

Older home buyers entering the market for the first time appear to be growing in numbers in Australia and New Zealand, as a combination of rising rents and low interest rates makes buying property a more attractive proposition. But, how big a factor is age when it comes to lenders determining your lending ability? Read on to find out.


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Topics: Property Investment, Financial Health, Home Loan Rates

Maximising Your Property’s Value

Jan 19, 2018 2:20:24 PM

Investing in property has the potential to provide astute buyers with an excellent return. But, as any seasoned investor will tell you, you need to spend money in order to make money. It needn’t cost you thousands of dollars, however, to add value to your home and increase your equity. There are a few key things you can do even on a shoestring budget.


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Topics: Selling, Property Investment, Home Loan Rates

Build or Buy – The Pros and Cons

Nov 23, 2017 11:39:00 AM

As a home buyer, you’ll be faced with a number of important decisions. One of the first of these is deciding whether to buy an existing home or to build from scratch. While each option has its own set of unique benefits and disadvantages, choosing between the two will largely depend on your own priorities. To help you decide, here are the pros and cons of buying versus building.


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Topics: Selling, Property Investment, Refinancing

Buying Property With a Family Trust

Aug 25, 2017 11:42:00 AM

Many people in both Australia and New Zealand choose to set up a Family Trust when buying property. Family Trusts can help protect your assets against creditors and manage unwanted claims on your estate, and currently provide a tax benefit for property buyers in Australia. Let’s take a look at what a Family Trust is and how setting one up could benefit you and your family.


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Topics: Selling, Property Investment, Home Loan Rates

All You Need to Know About Reverse Mortgages

Aug 22, 2017 11:00:00 AM

Reverse mortgages are still a relative unknown in Australia, making up just $2.8 billion of the total $1,494 billion in residential lending. But for many retirees, reverse mortgages offer a solution to the “asset rich, cash poor” problem, providing a way to live comfortably in retirement without having to sell off the family home. Read on to find out what you need to know about reverse mortgages before deciding if this is the right option for you.


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Topics: Property Investment, Refinancing, Home Loan Rates

How to Keep Moving up The Property Ladder

Jul 21, 2017 11:00:00 AM

There’s a lot of focus on first home buyers, with Government incentives designed to help save a deposit and get a foot onto the property ladder. Second-steppers – those who already own a home and are looking to upsize or upgrade – are sometimes overlooked. If you’re one of the second-steppers trying to move up the property ladder, here are a few ways to do that.


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Topics: Selling, Property Investment

Small Business Tax Deductions

Jul 18, 2017 1:11:38 PM

As a small business owner (i.e. a business with an annual turnover of less than $2 million), trying to remain competitive and keep a healthy bottom line can be challenging. That’s why it’s important you’re claiming deductions for all the costs and expenses you can at tax time. Simply put, the Australian Federal Government gives the small business sector a break on a vast range of tax matters. To help you avoid over-claiming and ensure you’re claiming all you should be, we’ve outlined some of small business tax deductions.


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Topics: Property Investment, Financial Health