Directly impacted by Covid-19? Here’s what to do…

Apr 15, 2020 5:40:23 AM

The world is reeling from the impact of Covid-19: Not only can it make us sick, it can threaten our very livelihood too. Already, there are Australians concerned about meeting their financial commitments, dealing with a drop in income as work hours reduce or facing total job loss. If you have been impacted by these events due to the current crisis, there are options that can help.

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Topics: Debt Consolidation, Refinancing Options, Budgeting, interest only loans, Home Loan Advice, refixing, Covid-19, Mortgage Holiday, Mortgage Finance

Home loans with reward schemes

Nov 16, 2019 10:09:00 AM

Does earning reward points or frequent flyer miles while you pay off your mortgage sound too good to be true? It’s not as crazy as it sounds: in a bid to snag more business, some home loan lenders offer borrowers the chance to earn reward points or frequent flyer miles on their home loan balance. Read on to find out more about home loans with reward schemes.

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Topics: Refinancing Options, Home loan rates, Financial Advice, Home Loan Advice, refixing, Australia Mortgage Broker, Home Loan Application

What to do if your fixed rate loan term is nearing the end

Nov 14, 2019 6:15:00 AM

If your fixed rate loan term is nearing its end, there’s never been a better time to review your mortgage. With interest rates at historic lows, you’ll need to decide whether to roll again for another fixed term or take advantage of cheaper variable rates and pay down some serious debt. Be aware though, if you do nothing, lenders may simply put you onto their most expensive variable rates, so it’s vital you take some action. Here are your options:

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Topics: Refinancing Options, Variable versus Fixed, Variable Interest Rate, Fixed Interest Rate, Financial Advice, refixing, Australia Mortgage Broker

To refinance or not?

Aug 17, 2018 10:30:18 AM

Most Australian homeowners choose to refinance because of interest rate. But that’s not the only thing to consider when deciding whether or not to refinance. If you are thinking about refinancing, it’s important you consider all of the reasons to do so, as well as the options available to you so you can make the best decision.

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Topics: Refinancing Options, Mortgage Broker, Home Loan, refinancing, Australia Mortgage, Home Loan Advice, refixing