Separating Personal and Business Finance

Aug 15, 2019 3:44:50 PM

Access to funding is critical for many small businesses. Unfortunately, traditional lenders don’t typically lend to businesses that don’t have an extensive trading history. Which is why many businesses resort to using their personal mortgage, a personal loan or credit card to fund their business, believing this is a viable and cost-effective alternative. Here’s why we think it’s vital to separate personal and business finance.

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Topics: Financial Advice, Small Business Lending, Business Finance, Small Business Finance, Mortgage Advice

How to get a home loan when you’re self-employed

Apr 15, 2019 11:48:11 AM

When applying for a mortgage, most lenders require you prove your income which can be a challenge if you’re self-employed; particularly if you haven’t already done your taxes or been in business for very long. But that doesn’t mean the end of your home ownership dreams. At Mortgage Express, we help self-employed borrowers every day, working with lenders who offer alternative options and access to competitive home loans.

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Topics: Credit Check, Self-Employed, lending options, Home Loan Advice, Small Business Lending, Australia Mortgage Broker, Home Loan Application

Small Business Lending On The Rise

Sep 14, 2018 4:45:00 PM

Over the past 5 years, small business lending has undergone a dramatic transformation with the rise of Fintech lenders making the application processes faster and easier. However, research shows that access to capital is still a serious pain point for most small business owners, and many are not even aware of the alternative finance solutions available to them. Read on to find out more about small business lending.

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Topics: Mortgage Broker, Small Business, Australia Mortgage, Fintech, Small Business Lending