In March 2025, a powerful weather event left parts of southeast Queensland and northern New South Wales facing a massive clean-up. Strong winds, heavy rain, and flooding caused widespread damage to homes and businesses, leaving many Australians dealing with the aftermath. If your property has been affected by extreme weather damage, it’s important to follow the right steps when making an insurance claim to ensure you get the support and compensation you need.

One in three Australian policyholders is at risk of underinsurance, according to a recent survey. Policyholders who guess the value of their insured items, rather than determining actual value, risk financial loss if they need to make a claim. Reviewing policies and using online calculators to assess value can help prevent underinsurance.

When was the last time you reviewed your private health cover? You could be paying for cover you don’t need, not getting the benefits you thought you had, or simply spending too much. The Astute Simplicity Health team can review your current cover, compare options, and handle the switch—making it easy to get the right policy for your needs. 

The Australian Insurance Industry has warned that insurance premiums will continue to rise as the frequency and severity of extreme weather events intensifies due to climate change. As one of the largest drivers of inflation, the sharp rise in home and car insurance premiums is a double whammy for homeowners already facing cost of living pressures. Despite these financial challenges however, it’s important not to underestimate the importance of maintaining sufficient insurance cover.

New car buyers are often concerned about buying a new car that depreciates the moment it leaves the showroom floor. One possible solution to this dilemma lies in Guaranteed Future Value (GFV) agreements offered by some car dealerships. These agreements promise buyers the final value of their car, provided they stick to the conditions outlined in the agreement. Before diving into this financial commitment, it's crucial for buyers to understand the ins and outs of GFV and whether it's the right choice for them.