The Importance of Pre-Approvals in the Aussie Real Estate Market

Nov 22, 2023 5:18:00 AM

In the fast-paced world of real estate, securing your dream home or investment property can be a competitive and challenging process. The ability to move quickly when it comes to making an offer can mean the difference between success and losing out. One powerful tool that can provide a significant advantage in the property market is a pre-approval. Read on to find out the key aspects of pre-approvals and why they are crucial in navigating the dynamic Australian real estate landscape.

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Topics: Pre-approvals, Home Loan, Buying and selling

Aussie Festive Recipes to Welcome in the Holidays

Nov 20, 2023 5:13:00 AM

Sprinkle some holiday joy with these Aussie festive recipes, firm favourites from some of the Mortgage Express team. These dishes are not only delicious but also quick to prepare, leaving you with more time to enjoy the festive season. Add a dash of holiday cheer with these easy Christmas recipes to make your celebrations even more special.

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Topics: Christmas, Health and Wellbeing

Downsizing The Family Home to Prepare for Retirement

Nov 19, 2023 5:02:00 PM

As the golden years approach, many Aussies find themselves contemplating a significant life change: downsizing the family home to better align with retirement goals. Whether it’s driven by financial considerations, lifestyle preferences, or simply a desire for a more manageable space, downsizing can be a strategic move that enhances retirement. Before deciding to downsize, however, it’s important to understand the pros and cons, why downsizing might make sense, and what factors to consider as you embark on this journey.

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Topics: Retirement, Refinancing, Buying and selling

Smart Tips for Keeping Your Home Safe This Festive Season

Nov 16, 2023 4:59:20 PM

Festive celebrations and holiday plans may be top of mind for many, but keeping our homes safe and being vigilant are just as important. At this time of year, opportunistic thieves are on the lookout for homes filled with expensive gifts or homes that are empty while the owners are away. Help prevent break-ins and avoid being an easy target for thieves with these home safety tips for the festive season.

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Topics: Health and Wellbeing, Home and Contents Insurance

When is The Right Time to Refinance?

Oct 13, 2023 1:17:47 PM

Australian homeowners will be closely watching as the Reserve Bank of Australia (RBA) meets in November to decide on monetary policy. Following the RBA’s recent decision to hold the cash rate at 4.1 per cent in October, some economists believe a rate hike is likely. With homeowners facing yet another possible blow to the budget – with higher mortgage repayments and ongoing cost of living pressures – refinancing to lock in interest rates and get ahead of the rise may be a viable solution.

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Topics: Home Equity, Refinancing, Home Loan Advice

5 Tips For Staying Safe in Bushfire Season

Oct 8, 2023 7:30:00 AM

Australia is no stranger to bushfires, and with a hot, dry summer predicted this year, it’s crucial that Australians are well-prepared ahead of bushfire season. Not only does that mean safeguarding your home and belongings, but also taking the necessary steps to protect you and your family and get prepared. In this guide, you’ll find all you need to know to ensure you're ready for the challenges that bushfire season could bring.

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Topics: Safety, Health and Wellbeing, Bushfire

Safeguarding Your Reputation With PI Insurance for Self-Employed

Oct 6, 2023 5:15:00 AM

As one of your most valuable assets, it makes sense to protect your business with insurance. Unfortunately, 1 out of 10 Australian businesses with insurance don’t have enough cover to protect themselves against business disruption, legal liabilities, or loss or damage to their assets1. For businesses that provide professional advice or services for a fee, Professional Indemnity (PI) Insurance is essential, helping you manage the risk associated with claims against you for alleged errors or negligence committed under your capacity as a professional service provider.

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Topics: Insurance, Insurance Broker, Personal Indemnity Insurance

5 Important Steps to Prepare for Home Ownership

Oct 4, 2023 4:46:45 PM

Owning a home has long been considered the “Aussie Dream”, but for many Australians, the path to home ownership can feel both challenging and overwhelming. Determining a budget, saving a deposit, and arranging pre-approved finance are just some of the first decisions that home buyers will make towards achieving their property goals. To help you financially prepare for home ownership in Australia, here are 5 important steps to take.

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Topics: First Home Buyer, Financial Advice, Buying and selling

10 Essential Steps to Freshen up Your Finances This Spring

Sep 16, 2023 11:10:00 AM

The start of Spring is the perfect time to not only declutter your home, but also to give your finances a much-needed spring clean. As you dust off the shelves and clear out the cobwebs in your home, find time to take a closer look at your financial situation too. From reviewing your budget to cleaning up your credit report, reconsidering your savings goals to organising your financial documents, there’s no better time to freshen up your finances than during Spring.

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Topics: Financial Health, Financial Advice, financial review

What to Know About Property Auctions in Australia

Sep 12, 2023 11:05:00 AM

Auctions have long-been a popular way to buy and sell property in Australia, offering potential buyers the chance to secure their dream home or investment property through a competitive bidding process. To help you make an informed decision about your next property purchase and so you feel confident about bidding at auction, read on to get a comprehensive guide to property auctions and deposit payments in Australia.

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Topics: Auctions, First Home Buyer, Buying and selling