Beat the winter blues

Jul 13, 2018 8:00:00 AM

If your mood has plummeted along with the temperature, you’re not alone! As well as the cold, rain and even snow, winter can bring some serious changes to our health and wellbeing. The winter blues are usually heralded by fatigue, a need for more sleep, carb cravings, and even depression. We’re sharing these 5 hacks to help you beat the winter blues.

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Topics: Mortgage Broker, Winter, Health Insurance, winter home, selling property, family home, Health and Wellbeing, Australia Mortgage, Home Tips, Winter Blues

Is winter a good time to sell?

Jul 11, 2018 10:00:00 AM

Spring is traditionally seen as the best time to sell a property, with the warmer weather said to bring out home buyers, fuelling competition and driving up house prices. Whether or not there’s any truth to this, the fact is, homes are sold all year round and there are several advantages to selling in winter. We outline what some of these are and share tips to help make your home sale-worthy during the colder weather.

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Topics: Mortgage Broker, Winter, winter home, Tips for selling your home., selling property, family home, Australia Mortgage, Home Tips

Comprehensive Credit Reporting (CCR)

Jul 9, 2018 9:16:41 AM

From July 2018, comprehensive credit reporting (CCR) becomes mandatory, and banks will be forced to share detailed positive and negative financial history with other lenders. The new credit reporting changes will provide a fuller, clearer picture of your credit history, and could make it easier – or for some people, harder – to get credit or a loan. Here’s what you need to know.

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Topics: Mortgage Broker, Australia Mortgage, CCR, Comprehensive Credit Reporting

Is Your Home Loan Protected?

Jul 8, 2018 9:11:59 AM

There’s no doubt that taking on a mortgage is a huge commitment; one that lasts for at least 20 years. So, what happens when things go wrong? You lose your job, suffer an illness, injury, or worse and you’re not able to meet your mortgage repayments? How do you ensure you don’t lose your family home? Take a look at these five things you need to know about home loan protection.

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Topics: Mortgage Broker, Australia Mortgage, Home Loan Protection Plan

4 Tax Tips for EOFY

Jun 25, 2018 7:11:05 AM

Financial year end is a busy and often stressful time for property investors, particularly if you own multiple properties. It’s also the ideal time to take stock, assess your financial situation, and plan ahead for the next financial year. With the end of the financial year looming, we think it’s also a good time to remind you of these 4 simple tax tips.

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Topics: Property Investment, Mortgage Broker, Investors, Financial Year End, tax time, Australia Mortgage, EOFY

Low Cost DIY Projects That Add Value

Jun 19, 2018 12:40:22 PM

Cost is usually a major factor when it comes to any home renovations, and weighing up the cost versus return is an important part of your decision making. Whether you’re looking to sell your home or just freshen it up, here are a few low cost projects that you can do yourself to revitalise your home and add value.

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Topics: DIY, Property Investment, Mortgage Broker, Investors, Renovations, Home Renovations, Australia Mortgage

A Guide to Capital Gains Tax

Jun 19, 2018 12:36:14 PM

As a property investor, at some point it’s likely either you or your beneficiaries will be required to pay Capital Gains Tax. Capital Gains Tax (CGT) is the tax you pay on any profits you make between the time you buy and sell an investment property. Take a look at what CGT is and how to calculate it.

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Topics: Property Investment, Mortgage Broker, Investors, Australia Mortgage, Capital Gains Tax, Capital Gains, CGT

Buying a home with family

Jun 12, 2018 3:58:51 PM

A combination of rising property prices and stricter lending criteria has made it harder than ever to buy a home or an investment property. As a result, many buyers are pooling their resources and buying property with family. As with any contract however, it’s important you go in with your eyes wide open. Here’s what you need to know.

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Topics: Property Investment, Mortgage Broker, Investors, Family, Bank of mum and dad, Australia Mortgage, Property Manager, Guarantor

Penford Tops Annual Awards

Jun 11, 2018 4:03:42 PM

Victoria mortgage broker sweeps top accolades at the Harcourts National Conference and Annual Awards.

Christine Penford took out the top mortgage broking awards during the Harcourts national conference, held 28-30 May at The Star Casino, on the Gold Coast. She was named Top Australian Mortgage Consultant by leading mortgage brokering company Mortgage Express, and Top Australian Mortgage Consultant of the Year by Harcourts Group Australia.

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Topics: News, Mortgage Express, Annual awards, Australia Mortgage

Finding the right property manager for your rental property

May 21, 2018 11:43:07 AM

Investing in property has long been a popular way for Australians to build wealth. As a long-term investment, it offers several benefits including a number of potential tax advantages that can result from investing in a well-managed property. Let’s take a closer look at these tax advantages.

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Topics: Property Investment, Mortgage Broker, Investors, Australia Mortgage, Property Manager