Unlocking your home's potential is all about making improvements that increase its value, functionality, and appeal. Whether you're a first home buyer, property investor, or preparing to sell, smart upgrades can make a big difference. To help you get it right, here are five essential do's and don'ts to ensure your efforts add real value.

One in three Australian policyholders is at risk of underinsurance, according to a recent survey. Policyholders who guess the value of their insured items, rather than determining actual value, risk financial loss if they need to make a claim. Reviewing policies and using online calculators to assess value can help prevent underinsurance.

When was the last time you reviewed your private health cover? You could be paying for cover you don’t need, not getting the benefits you thought you had, or simply spending too much. The Astute Simplicity Health team can review your current cover, compare options, and handle the switch—making it easy to get the right policy for your needs. 

Writing a Will is one of the most important things you can do to protect your loved ones, yet most Australians don’t have one. Without a Will, state laws decide how your estate gets divided, which can cause conflict during an already difficult time. A Will outlines who gets your assets, ensures children are cared for, appoints an executor, and clearly states your final wishes. 

Interest rates are expected to drop in 2025, after more than a year of the Reserve Bank of Australia (RBA) holding the cash rate. With at least two rate cuts predicted this year, many homeowners are considering refinancing to save money and secure better loan terms. If you’ve been thinking about it, here are five good reasons to refinance your home loan in 2025, and tips to guide you through the process.

Have you ever wondered how those with more money manage their finances? What sets them apart from everyone else? While you may think their success is down to luck or inheritance, most observe a proven wealth-building formula of earning, saving, investing, protecting assets, and managing debt. Discover 3 secrets to financial success that can change the course of your financial future in 2025.

The holiday season is here, bringing with it a perfect excuse to indulge in delicious treats and time-honoured traditions. To help you celebrate in style, we’ve gathered four of our favourite festive recipes, straight from the Mortgage Express team to your kitchen! These recipes are sure to bring a little extra cheer to your Christmas and New Year celebrations. So, dust off your apron, gather your ingredients, and get ready to whip up some holiday magic with these festive favourites!

Buying a home is an exciting milestone, but it takes careful preparation to ensure you’re financially ready to take the next step. Whether you’re a first home buyer just getting onto the property ladder, or an existing homeowner looking to upgrade, getting your finances in order is essential for securing the right home loan and finding a property that fits your needs. Here are six steps to help you get home loan ready in 2025.

Our increasing reliance on screens may be impacting our health and wellbeing. The constant flow of notifications, emails and updates can leave us feeling overwhelmed, disrupt our sleep, and decrease attention span. Taking some time out to unplug, disconnect and reconnect with ourselves and those around us could be the best gift this holiday season. If you’re not sure where to start, here are some helpful tips to recharge your body and mind with a digital detox.

The holiday shopping season is in full swing, and Aussies are expected to spend a whopping $70 billion in pre-Christmas shopping alone. With the added cost of gifts, decorations and entertainment, many families feel pressured to spend well beyond their means. Starting the new year with financial stress is far from ideal, but it doesn’t have to be this way. If you’re struggling to stick to your budget – especially at this time of year – here are 5 smart ways to avoid overspending this holiday season.