Could Climate Change Impact House Prices In Australia?

May 23, 2022 2:37:52 PM

It’s not hard to imagine how far reaching the effects of global warming are on our natural environment. Just consider for a moment some of the recent extreme weather events here in Australia: from heat waves and droughts to flash flooding and bush fires, Australia has certainly experienced some of the worst. It’s hardly surprising then that environmental concerns are fast becoming a key factor for homebuyers in Australia, as they consider how to minimise the risk of climate change hazards.

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Topics: Financial Health, Health and Wellbeing, Home Loans

How Much Information Should You Expect When Buying a Home?

May 23, 2022 2:30:04 PM

Skeletons in the closet? Ghosts in the attic? How would you feel if you found out your prospective new home had a sinister past? Would it influence your decision to go ahead with the sale? When it comes to buying property, Australian law is quite clear: real estate agents and vendors are required to disclose any “material facts” that could impact the home buyer’s decision. And, surprisingly, that includes the suspected presence of ghosts!

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Topics: Mortgage Broker, Financial Health, Home Loans

5 Tips To Help Cut Food Waste In Your Home

May 12, 2022 7:47:40 PM

Each year in Australia more than 5.3 million tonnes of edible food is wasted from households and the commercial sector. At the same time, millions of Australians experience food insecurity, many of those receiving much-needed food relief each month, according to the FoodBank Hunger Report. With a national target of halving food waste by 2030, the Federal Government is calling on all Australians to do their bit to cut food waste in the home. To help you get started, try these simple changes to habits from food rescue organisation, OzHarvest.

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Topics: Financial Health, Health and Wellbeing

Interest Rates Are on The Way up

May 12, 2022 7:41:42 PM

For the first time in more than a decade, the Reserve Bank of Australia is raising interest rates. And with the cost of living at its highest level in 22 years, borrowers have been warned that further rate hikes are likely. The Reserve Bank will be tightening policy at a much faster pace than previously indicated in an effort to regain control of inflation. For those borrowers who are heavily indebted with a limited savings buffer, now is the time to plan ahead.

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Topics: Interest Rates, Mortgage Broker, Home Loans

Celebrating Success at Mortgage Express

Apr 19, 2022 9:06:10 PM

Depending on who you ask, success can mean a lot of different things. Reaching a sales target. Buying a first home. Travelling first class. Running your own business. For Kelly Podlich, Mortgage Express broker, success is completing a massive 360 km bike ride to raise money for two children’s charities, and being nominated in the annual MFAA Excellence Awards, as a finalist for the Community Champion Award.

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Topics: Mortgage Broker, Health and Wellbeing

Understanding Your Home Loan

Apr 19, 2022 8:59:47 PM

There’s a lot to think about when buying a home. From saving a deposit, to getting pre-approval, house hunting to sale and purchase agreements, building inspections through to settlement. But one of the most important parts of buying a home is choosing the right home loan. With so many products and features available to you, how do you choose a home loan that’s right for you? To help you get started, we’ve outlined a list of home loan products along with their key features and what to look out for.

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Topics: Mortgage Broker, First Home Buyer, Home Loans

Future Proofing SME Businesses

Apr 4, 2022 3:03:15 PM

One of the best ways to build a successful business is to keep investing and planning for the future, even when things are going well. And, as life returns to normal post-Covid-19, many small and medium businesses in Australia are putting that strategy into practice. A growing number of businesses are buying equipment and machinery months in advance, with demand for asset finance topping previous records. And it’s only likely to continue as more SMEs look to progress in 2022. Find out more here.

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Topics: Mortgage Broker, Business Finance, Asset Finance

Uptake of The Family Home Guarantee

Apr 4, 2022 2:59:32 PM

Introduced in July 2021, the Family Home Guarantee aims to help eligible single parents to purchase their own home, already, close to 2,500 of the 10,000 places made available under the program, with around 85 per cent of those going to single mothers. Here’s more on the Family Home Guarantee.

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Topics: Mortgage Broker, COVID-19, Home Loans

The Role of a Conveyancer When Buying or Selling Property

Mar 22, 2022 2:15:12 PM

Buying or selling property in Australia can be a complex process, involving a number of financial and administrative transactions. To help reduce some of this complexity, most property buyers and sellers enlist the services of a conveyancer, a licensed professional with experience in real estate law. Find out more about the role of a conveyancer when buying or selling property in Australia in these FAQs.

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Topics: Mortgage Broker, Information on buying and selling, Home Loans

The Challenge of Retaining and Attracting Quality Staff

Mar 22, 2022 2:14:45 PM

As the number of unfilled staffing positions continue to grow in the wake of “The Great Resignation”, across Australia, employers are scrambling to offer up “mega-perks” in a bid to retain existing employees and attract new talent. Everything from “heartbreak leave” and extended parental leave, to wellbeing allowances, free cookery classes and time off for life’s big events; businesses are having to get creative when it comes to enticing and holding onto staff. Here’s a closer look.

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Topics: Financial Health, Health and Wellbeing, COVID-19