Five Survival Tips for the Way Ahead

May 25, 2020 11:19:08 AM

As life in Australia slowly returns to normal – or at least to the “new normal” – having conquered the first wave of COVID-19, there does appear to be some light at the end of the tunnel. Businesses are opening up again and our economy is slowly reviving. While we have a long way to go on our road to recovery, in a post Coronavirus world there are a few things we may need to do differently. Here are 5 tips for the way ahead that will see you not only survive but thrive.


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Topics: Financial Health

Government’s Loan Guarantee Scheme

May 25, 2020 11:13:34 AM

The Australian Government’s Coronavirus SME Guarantee Scheme is set to help small and medium sized businesses impacted by COVID-19 with new initiatives and investment. The Government will be guaranteeing 50 per cent of new unsecured loans up to $250,000 . What’s more, with non-bank lenders like Prospa on board, business owners could have access to lending much faster.


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Topics: Financial Health

Keeping Busy at Home

May 18, 2020 6:00:00 AM

Staying home, limiting trips outside and not interacting socially means we have far more time on our hands than ever before. So why not use this time to learn a new skill, try a new hobby, or find an interest outside of Netflix? Keeping busy both mentally and physically helps us feel happy, active and healthy. Before cabin fever sets in, try some of these ways to keep busy while at home.


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Topics: Health and Wellbeing

Getting Your Finances Back on Track

May 14, 2020 1:19:52 PM

For many Australian homeowners financially impacted by COVID-19, pushing pause on mortgage repayments has been a helpful option. For others, extending their loan term or reducing repayments has provided some much-needed financial and personal relief. But as we start to see an improvement in the current situation – and some definite “light at the end of the tunnel” – now is a great time to reassess your financial situation and put in place some plans to get back on track financially.


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Topics: Financial Health, finance health check, Financial Advice, Covid-19, Mortgage Finance

Making Health and Nutrition a Priority at This Time

Apr 20, 2020 12:08:00 PM

Good nutrition has never been more important than right now. Maintaining a healthy diet is a vital part of supporting a strong immune system, one that is able to fight off infections. Understandably, in the face of a crisis, many of us reach for the junk food rather than a healthy snack. To help you stay focused on making health a priority in these challenging times, here are three steps you can take to keep good nutrition top of mind.


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Topics: Health and Wellbeing, Mental Health, health and safety, Covid-19

Directly impacted by Covid-19? Here’s what to do…

Apr 15, 2020 5:40:23 AM

The world is reeling from the impact of Covid-19: Not only can it make us sick, it can threaten our very livelihood too. Already, there are Australians concerned about meeting their financial commitments, dealing with a drop in income as work hours reduce or facing total job loss. If you have been impacted by these events due to the current crisis, there are options that can help.


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Topics: Debt Consolidation, Refinancing Options, Budgeting, interest only loans, Home Loan Advice, refixing, Covid-19, Mortgage Holiday, Mortgage Finance

What’s Changed in the Lending Arena?

Apr 11, 2020 1:33:00 PM

The outbreak of the Coronavirus is without doubt a human tragedy, affecting millions of people worldwide. But it also has a significant impact on the global economy and the way we do business. Understandably, businesses are having to adapt the way they work, moving towards more online and remote work. In the real estate space, mortgage lenders have been quick to announce specific mortgage relief and hardship policies to support those affected by the outbreak, while real estate agents now offer virtual tours of properties for sale and online auctions are the new norm.


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Topics: Home Loan Advice, Home loan pre-approval, Buying a property in Australia, Covid-19, Mortgage Finance

4 Ways to Reduce Your Home Loan Expenses

Apr 9, 2020 1:28:27 PM

In these uncertain times, many of us are wondering how we’re going to weather the financial implications of COVID-19. Home owners especially may want to consider ways to reduce home loan expenses to help ease their financial burden at this time. Whether it’s refinancing to a lower interest rate or extending your loan term, a home loan deferral or moving to an interest only loan, there’s no better time than right now to review your mortgage and consider these 4 ways you could reduce your home loan expenses.


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Topics: Home Loan Advice, Home loan pre-approval, Buying a property in Australia, Covid-19, Home Loan expenses

3 Tips for buying your first home

Mar 12, 2020 9:35:00 AM

Buying a home is for many Australians a rite of passage and a significant milestone. But it can also be an overwhelming process and incredibly challenging if you don’t know where to start. So that you can navigate the home buying process from start to finish, and make informed decisions along the way, we’ve compiled 3 useful tips for first home buyers.


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Topics: First Home, first home buyer, buying a house, Home Loan Advice, Buying a property in Australia

Downsizing your home to fit your lifestyle

Mar 11, 2020 9:29:13 AM

There comes a point in most people’s lives when downsizing the family home makes good financial sense. Ongoing maintenance, empty bedrooms and costly monthly bills can make you seriously think about selling your existing home and finding something smaller or easier to maintain. Whether you’re an empty nester or just looking to get into a smaller apartment in the city, here are our tips for making those key downsizing decisions.


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Topics: Retirement, Smaller Property, Selling your Home, downsizing your home, Home Loan Advice, Declutter, Moving home