Why More Aussies are Choosing Eco-Friendly Homes and How to Afford One

Apr 15, 2025 10:06:13 AM

Eco-friendly homes are fast becoming a top choice for today’s home buyers in Australia. Whether it’s to cut down on energy bills, create a healthier space, or to do their part for the planet, many buyers now consider “green features” an essential. If you’re looking for a greener home, you don’t have to start from scratch. Refinancing your home loan could help you pay for upgrades to make your home more sustainable. 


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Topics: Home and Lifestyle Tips

Boost Your Future: The Benefits of Extra Super Contributions

Apr 14, 2025 10:35:00 AM

Superannuation, or "super," is a way of saving for retirement in Australia. While your employer is required to make contributions to your super, adding a bit more yourself can make a big difference. Here’s why making additional contributions to your superannuation is a smart move.


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Topics: Home and Lifestyle Tips

How to Use a Family Guarantee to Buy a First Home Sooner

Apr 12, 2025 10:27:00 AM

Saving a deposit for a first home can feel like you’re on a treadmill – as hard as you try to keep up, house prices just keep rising. Many lenders require a 20% deposit, and if you haven’t saved that much, charge Lenders Mortgage Insurance (LMI). But there’s a way to fast-track the process, with a bit of help from family. Read on to see how you could get into your first home sooner and avoid the cost of LMI with a family guarantee.


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Topics: First Home Buyer

Making Your Budget Go Further: Smart Tips for Aussie Households

Apr 11, 2025 10:17:00 AM

Many Australian households are feeling the pressure of rising everyday costs. While interest rates are starting to ease, the cost of living remains high. Finding creative ways to adapt to a tough economy is more important than ever. From groceries and petrol to housing and utility bills, here’s a closer look at what’s driving the cost of living, and some simple tips to help households save money and make the budget go further.


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Topics: Home and Lifestyle Tips

How to Prepare an Insurance Claim After Extreme Weather Damage

Mar 17, 2025 2:44:30 PM

In March 2025, a powerful weather event left parts of southeast Queensland and northern New South Wales facing a massive clean-up. Strong winds, heavy rain, and flooding caused widespread damage to homes and businesses, leaving many Australians dealing with the aftermath. If your property has been affected by extreme weather damage, it’s important to follow the right steps when making an insurance claim to ensure you get the support and compensation you need.


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Topics: Asset Lending

Tackling Your Christmas Debt Hangover Now Interest Rates Are Dropping

Mar 14, 2025 6:13:00 PM

The festive season may be a distant memory, but many of us will still be paying for it well into the new year. According to recent data, Aussie households are grappling with around $2.7 billion in collective Christmas debt, adding to the already high levels of household debt in this country. Recent interest rate drops could provide an opportunity to get on top of this debt. Here are some practical ways to tackle a Christmas debt hangover.


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Topics: Home and Lifestyle Tips

How Assessment Rates Impact Your Borrowing Power

Mar 13, 2025 6:13:00 PM

If you’re a first home buyer, you may think banks use current interest rates to calculate how much you can borrow. But that’s not the case. Banks use a higher assessment rate to check you can still afford repayments if interest rates go up. Understanding how assessment rates work, why they matter, and how to improve your borrowing power can help you set realistic expectations and plan your finances wisely.


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Topics: First Home Buyer

Green Home Loans: How Australians Are Financing Eco-Friendly Homes

Mar 12, 2025 6:13:07 PM

Across Australia, homeowners are making eco-friendly changes to their homes, incorporating features that reduce environmental impact and offer long-term cost savings. From energy-efficient appliances to solar panels and rainwater systems, the goal is to create a home that’s kinder to the planet and more cost-effective in the long-run. If you’re looking to make your home more sustainable, a Green Home Loan could help.


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Topics: Home Loans

5 Inspiring Money Saving Quotes

Feb 25, 2025 11:04:26 AM

Managing money is an essential skill that can determine the quality of our lives. And, while not everyone agrees on the best ways to earn, save, and spend money, there are a few key practices that can lead to financial stability. One of these is the practice of saving money. Whether you’re building an emergency fund, saving for a dream holiday, or investing in your future, here are 5 money quotes to inspire you to save, as well as the meanings behind them.


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Topics: Home and Lifestyle Tips

Why You Need a Will and How to Write One

Feb 25, 2025 9:12:21 AM

Writing a Will is one of the most important things you can do to protect your loved ones, yet most Australians don’t have one. Without a Will, state laws decide how your estate gets divided, which can cause conflict during an already difficult time. A Will outlines who gets your assets, ensures children are cared for, appoints an executor, and clearly states your final wishes. 


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Topics: Home and Lifestyle Tips