Book your home loan review

Jan 21, 2019 10:09:02 AM

As your biggest expense, keeping track of your home loan and any changes to the market or your own situation makes good financial sense. An annual home loan review could lead to significant savings, give you access to better home loan features, or let you tap into your home’s equity to fund other expenses. Read on to find out why a home loan review could help you save money.


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Topics: Home Loan Advice, Debt-free, Debt, Debt Consolidation, Credit Card Debt

Curing your Christmas Debt Hangover

Jan 21, 2019 10:06:29 AM

While you won’t find this expression in a mainstream dictionary, it’s a feeling that’s all too real for anyone who’s overspent at Christmas. A Christmas Debt Hangover usually kicks in around the middle of January when the credit card bills start rolling in. Symptoms include stress, trouble sleeping and an aversion to checking the mailbox! Here’s how to cure it.


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Topics: Home Loan Advice, Debt-free, Debt, Debt Consolidation, Credit Card Debt

All you need to know about Mortgage Protection Insurance

Jan 21, 2019 9:56:59 AM

Have you ever thought about what would happen to your family home if you were no longer able to meet your mortgage repayments? The fact is, many homeowners are just one pay check away from losing their home. Mortgage Protection Insurance covers your mortgage repayments when you can’t: in the case of a major illness, redundancy or even death. Here’s what you need to know.


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Topics: Home Loan Advice, Home Loan Protection Plan, Home loan rates, Home Loan Insurance, Insurance, Mortgage Protection Insurance

Selling your home in summer

Jan 10, 2019 11:02:49 AM

Summer is an excellent time to sell property, say some property experts. Families looking to buy and move into a school zone are usually more active over summer, and what home doesn’t look its best when the trees are green, lawns are lush, and flowers are blooming? If you are considering selling up this summer, take a look some of these useful tips for preparing your property for a summer sale.


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Topics: Home Loan Advice, house sales, Property Valuation, property sales, Summer

5 Steps to becoming debt-free

Dec 17, 2018 11:42:49 AM

Online shopping means spending money has never been easier. The convenience of never having to leave home to buy everything you need comes at a price though, as it’s just as easy to overspend and end up in debt. The good news is it is possible to break that cycle of overspending and be debt-free. We share a few simple steps to help get you started.


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Topics: Home Loan Advice, Debt-free, Mortgage-free, Christmas Debt, Household Debt, Debt Consolidation

The Bank of Mum and Dad

Dec 14, 2018 6:56:00 AM

Many parents decide to help their children onto the property ladder; so much so that the Bank of Mum and Dad is now recognized as the fifth biggest lender in Australia. While providing a guarantee or even dipping into your own property’s equity to gift your children the money is commendable, it’s also a big commitment and not without risk. If you are considering doing this, here are four questions you need to ask yourself.


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Topics: Mortgage Broker, Australia Mortgage, Lenders, Home Loan Advice, Home loan rates, Buying property in Australia, Bank of mum and dad, Guarantor, Investing in Property

Setting a Christmas budget

Dec 13, 2018 6:48:00 AM

It’s easy to get wrapped up in the busy-ness of the season and end up spending far more than you intended at Christmas time. From buying extravagant gifts to decorating your home to the endless entertaining: Christmas spending quickly adds up. Which is why creating a Christmas budget makes perfect sense. Here are some key steps you can take to set a budget for Christmas that won’t break your bank.


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Topics: Mortgage Broker, Australia Mortgage, Christmas spending, Christmas Debt, Budgeting, Debt Consolidation

Can non-residents buy property in Australia?

Dec 11, 2018 6:33:39 AM

Tighter regulations have made it tougher than ever for non-resident buyers to buy property in Australia. While the process may seem near impossible to navigate, once you understand the framework the Government uses to approve applications, it’s actually fairly straightforward. Take a look at what you need to know.


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Topics: Mortgage Broker, Australia Mortgage, Lenders, Home Loan Advice, Home loan rates, Non-resident buyers, FIRB, Buying property in Australia

5 Things to ask your mortgage broker

Nov 12, 2018 1:48:00 PM

When you’re shopping around for a mortgage, there’s a lot more to consider than just the interest rate. Which is why it pays to work with a mortgage broker who understands the complexities and can guide you every step of the way. But choosing the right mortgage broker can also be tricky. Here are 5 questions we suggest you ask before deciding on a broker.


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Topics: Mortgage Broker, Australia Mortgage, Mortgage Debt, Mortgage Terms, Home Loan, Home Loan Advice

Financial Health vs. Mental Health

Nov 10, 2018 1:38:55 PM

Your debt may well be costing you more than just the interest you’re repaying! Research shows there’s a clear link between your financial health and your mental health, with some studies reporting a higher risk of mental health problems amongst people who have debt. Having just acknowledged Mental Health Awareness week in October, it’s a good time to remind ourselves of the importance of maintaining good mental and financial health.


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Topics: Mortgage Broker, Australia Mortgage, Mental Health, Financial Health, growing economic pressures, economic uncertainty, Buying a home