For the first time in over four years, the Reserve Bank of Australia (RBA) has cut the cash rate, paving the way for banks to lower interest rates. After another tough year of economic challenges, mortgage relief can’t come soon enough. For those considering ways to boost their mortgage, we’ve got some tips to help you stay ahead and save.

Understanding tax obligations can be challenging for business owners and individuals. With changes to tax law each year, it’s essential to stay informed. Preparing for financial year-end helps you maximise savings and stay compliant. Investing wisely could help boost superannuation and improve returns. And early planning for retirement can help you save on taxes. Here are 5 smart strategies for EOFY 2025.

Unlocking your home's potential is all about making improvements that increase its value, functionality, and appeal. Whether you're a first home buyer, property investor, or preparing to sell, smart upgrades can make a big difference. To help you get it right, here are five essential do's and don'ts to ensure your efforts add real value.

One in three Australian policyholders is at risk of underinsurance, according to a recent survey. Policyholders who guess the value of their insured items, rather than determining actual value, risk financial loss if they need to make a claim. Reviewing policies and using online calculators to assess value can help prevent underinsurance.

When was the last time you reviewed your private health cover? You could be paying for cover you don’t need, not getting the benefits you thought you had, or simply spending too much. The Astute Simplicity Health team can review your current cover, compare options, and handle the switch—making it easy to get the right policy for your needs. 

Interest rates are expected to drop in 2025, after more than a year of the Reserve Bank of Australia (RBA) holding the cash rate. With at least two rate cuts predicted this year, many homeowners are considering refinancing to save money and secure better loan terms. If you’ve been thinking about it, here are five good reasons to refinance your home loan in 2025, and tips to guide you through the process.

Have you ever wondered how those with more money manage their finances? What sets them apart from everyone else? While you may think their success is down to luck or inheritance, most observe a proven wealth-building formula of earning, saving, investing, protecting assets, and managing debt. Discover 3 secrets to financial success that can change the course of your financial future in 2025.

The holiday season is here, bringing with it a perfect excuse to indulge in delicious treats and time-honoured traditions. To help you celebrate in style, we’ve gathered four of our favourite festive recipes, straight from the Mortgage Express team to your kitchen! These recipes are sure to bring a little extra cheer to your Christmas and New Year celebrations. So, dust off your apron, gather your ingredients, and get ready to whip up some holiday magic with these festive favourites!

Buying a home is an exciting milestone, but it takes careful preparation to ensure you’re financially ready to take the next step. Whether you’re a first home buyer just getting onto the property ladder, or an existing homeowner looking to upgrade, getting your finances in order is essential for securing the right home loan and finding a property that fits your needs. Here are six steps to help you get home loan ready in 2025.

Our increasing reliance on screens may be impacting our health and wellbeing. The constant flow of notifications, emails and updates can leave us feeling overwhelmed, disrupt our sleep, and decrease attention span. Taking some time out to unplug, disconnect and reconnect with ourselves and those around us could be the best gift this holiday season. If you’re not sure where to start, here are some helpful tips to recharge your body and mind with a digital detox.