Keeping Busy at Home

May 18, 2020 6:00:00 AM

Staying home, limiting trips outside and not interacting socially means we have far more time on our hands than ever before. So why not use this time to learn a new skill, try a new hobby, or find an interest outside of Netflix? Keeping busy both mentally and physically helps us feel happy, active and healthy. Before cabin fever sets in, try some of these ways to keep busy while at home.


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Topics: Health and Wellbeing, COVID-19

Getting Your Finances Back on Track

May 14, 2020 1:19:52 PM

For many Australian homeowners financially impacted by COVID-19, pushing pause on mortgage repayments has been a helpful option. For others, extending their loan term or reducing repayments has provided some much-needed financial and personal relief. But as we start to see an improvement in the current situation – and some definite “light at the end of the tunnel” – now is a great time to reassess your financial situation and put in place some plans to get back on track financially.


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Topics: Mortgage Broker, Financial Health, COVID-19

Making Health and Nutrition a Priority at This Time

Apr 20, 2020 12:08:00 PM

Good nutrition has never been more important than right now. Maintaining a healthy diet is a vital part of supporting a strong immune system, one that is able to fight off infections. Understandably, in the face of a crisis, many of us reach for the junk food rather than a healthy snack. To help you stay focused on making health a priority in these challenging times, here are three steps you can take to keep good nutrition top of mind.


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Topics: Mortgage Broker, Health and Wellbeing, COVID-19

Directly Impacted by COVID-19? Here’s What to do…

Apr 15, 2020 5:40:23 AM

The world is reeling from the impact of Covid-19: Not only can it make us sick, it can threaten our very livelihood too. Already, there are Australians concerned about meeting their financial commitments, dealing with a drop in income as work hours reduce or facing total job loss. If you have been impacted by these events due to the current crisis, there are options that can help.


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Topics: Debt Consolidation, Financial Health, Refinancing, COVID-19

What’s Changed in the Lending Arena?

Apr 11, 2020 1:33:00 PM

The outbreak of the Coronavirus is without doubt a human tragedy, affecting millions of people worldwide. But it also has a significant impact on the global economy and the way we do business. Understandably, businesses are having to adapt the way they work, moving towards more online and remote work. In the real estate space, mortgage lenders have been quick to announce specific mortgage relief and hardship policies to support those affected by the outbreak, while real estate agents now offer virtual tours of properties for sale and online auctions are the new norm.


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Topics: Mortgage Broker, Financial Health, COVID-19, Buying and Selling Property

4 Ways to Reduce Your Home Loan Expenses

Apr 9, 2020 1:28:27 PM

In these uncertain times, many of us are wondering how we’re going to weather the financial implications of COVID-19. Home owners especially may want to consider ways to reduce home loan expenses to help ease their financial burden at this time. Whether it’s refinancing to a lower interest rate or extending your loan term, a home loan deferral or moving to an interest only loan, there’s no better time than right now to review your mortgage and consider these 4 ways you could reduce your home loan expenses.


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Topics: Mortgage Broker, Financial Health, COVID-19, Buying and Selling Property

3 Tips for Buying Your First Home

Mar 12, 2020 9:35:00 AM

Buying a home is for many Australians a rite of passage and a significant milestone. But it can also be an overwhelming process and incredibly challenging if you don’t know where to start. So that you can navigate the home buying process from start to finish, and make informed decisions along the way, we’ve compiled 3 useful tips for first home buyers.


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Topics: Mortgage Broker, First Home Buyer, Refinancing, Buying and Selling Property

Downsizing Your Home to Fit Your Lifestyle

Mar 11, 2020 9:29:13 AM

There comes a point in most people’s lives when downsizing the family home makes good financial sense. Ongoing maintenance, empty bedrooms and costly monthly bills can make you seriously think about selling your existing home and finding something smaller or easier to maintain. Whether you’re an empty nester or just looking to get into a smaller apartment in the city, here are our tips for making those key downsizing decisions.


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Topics: Mortgage Broker, Financial Health, Buying and Selling Property, Home Loans

Fixed, Variable and Split loans: What’s Right For You?

Mar 9, 2020 7:59:00 AM

There’s no better time than right now to review your home loan structure and mortgage interest rates. Time to tidy up those external debts, refinance to a better interest rate, or refinance to release equity to fund that new car, boat or investment property. If you’re not sure what repayment structure works best for you, here’s a guide to understanding the different types of loans.


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Topics: Mortgage Broker, Home Loan Rates, Buying and Selling Property, Home Loans

Is Your Lender Charging You Loyalty Tax?

Mar 5, 2020 8:02:38 AM

Your “set and forget” mindset could be costing you. As much as 4%, say the experts. That’s the amount of extra interest some homeowners are paying each year in “Loyalty Tax”. If you haven’t reviewed your mortgage recently, you could be doing the same. Read on to find out why it’s imperative you review your mortgage regularly and avoid paying “Loyalty Tax”.


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Topics: Financial Health, Refinancing, Home Loan Rates, Home Loans