Getting Your Home Ready for a Spring Sale

Sep 7, 2023 11:01:00 AM

As the chill of winter finally fades and the days begin to get warmer, Australia’s property market gears up for one of its busiest seasons. Spring has long been considered an ideal time to sell property, bringing a fresh perspective to potential buyers along with the warmer weather. If you’re considering a spring-time sale, take a look at these tips and ideas to help showcase your property in its best light and secure an optimal sale price.

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Topics: Auctions, First Home Buyer, Buying and selling

Artificial Intelligence and Financial Scams: Protecting Your Finances

Sep 4, 2023 10:57:38 AM

From enhanced business productivity to improved healthcare and access to education, artificial intelligence (AI) has the potential to positively impact many aspects of our lives. However, the sudden rise of AI has also given way to new challenges, opening the door to sophisticated forms of financial scams. The first step towards keeping our finances safe is understanding the ways in which AI is being exploited.

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Topics: Financial Health, Financial Advice, Artificial Intelligence

3 Things to Know About Dividing Property in a Divorce in Australia

Aug 15, 2023 1:46:38 PM

Divorce is a challenging life event that requires a range of emotional, logistical, and financial decisions to be made. One of the most complex of these is the division of property. In Australia, property settlements are governed by specific laws and guidelines that aim to ensure a fair distribution of assets between separating couples. Here are 3 important things to know about dividing property in Australia in a divorce.

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Topics: Financial Health, Financial Advice, Property Settlement, Property and divorce

Navigating Stamp Duty Changes

Aug 15, 2023 12:44:52 PM

One of the biggest challenges facing home buyers in Australia is covering the cost of stamp duty, a tax imposed by state governments when buying property. Stamp duty costs vary from state to state, but recent changes to stamp duty in some states could potentially provide some relief and incentives for home buyers. Read on to get an updated outline of the changes to stamp duty as well as links to stamp duty calculators in each state.

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Topics: Financial Health, Financial Advice, Stamp Duty

Blue Friday: Australia's biggest ever Auction event

Aug 14, 2023 1:39:09 PM

On Friday, 22 September 2023, Harcourts Real Estate will be hosting the nation’s biggest-ever auction event: Blue Friday. The event takes place across various states in Australia and aims to auction 500 properties, all whilst supporting mental health organisation, Beyond Blue. It’s an opportunity for sellers and buyers alike to take advantage of a changing property market. Find out more, register your interest as a seller, and don’t miss this exciting event.

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Topics: Auctions, Australia Mortgage Broker, Buying and selling

Top Tips for Preparing to Buy Property at Auction

Aug 14, 2023 1:38:28 PM

In Australia's competitive real estate market, auctions have become a popular method for buying property. Often fast-paced and intense, auctions are highly competitive which is why buying property at auction requires careful preparation. Whether you're a first home buyer, a seasoned investor, or somewhere in-between, our top tips will help you navigate the auction process with confidence and increase your chances of home ownership success.

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Topics: Auctions, First Home Buyer, Australia Mortgage Broker, Buying and selling

7 Effective Ways to Beat the Winter Blues and Stay Mentally Fit

Jul 17, 2023 12:08:00 PM

Colder temperatures and shorter days can bring a sense of gloom and lethargy. Many people experience a dip in their mood or find the winter season particularly challenging, mentally. If you’re struggling to beat the winter blues and keep your mental health in check, here are 7 effective tips to help you maintain a positive mindset throughout the colder, winter months.

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Topics: Financial Health, Health and Wellbeing, Winter Blues

Buying a New Home While Selling Your Existing Home

Jul 13, 2023 12:02:00 PM

When it comes to buying and selling property, timing is often critical. Having to wait while an existing property sells before buying a new one can mean missing out on the ideal property or buying in a favourable market. One solution for homeowners and property investors is bridging finance: a short-term loan that bridges the financial gap between the sale of an existing property and the purchase of a new one.

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Topics: Finance, Bridging Finance, Buying and selling

5 Inspiring Money Saving Quotes

Jul 10, 2023 11:58:00 AM

Managing money is an essential skill that can determine the quality of our lives. And, while not everyone agrees on the best ways to earn, save, and spend money, there are a few key practices that can lead to financial stability. One of these is the practice of saving money. Whether you’re building an emergency fund, saving for a dream holiday, or investing in your future, here are 5 money quotes to inspire you to save, as well as the meanings behind them.

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Topics: Savings, Financial Health, Finance Goals

Making Downsizer Contributions to Super

Jul 7, 2023 11:55:34 AM

Home ownership for Australians has long been considered a key milestone in life, and it plays an important role when it comes to boosting retirement income too. Homeowners considering downsizing to a smaller home in their retirement years, could give their Super a last-minute boost by adding up to $300,000 tax-free from the sale of a property. Find out more about Downsizer Contributions, the eligibility criteria, and how pension entitlements could be impacted.

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Topics: Retirement, Savings, Financial Health