Across Australia, homeowners are making eco-friendly changes to their homes, incorporating features that reduce environmental impact and offer long-term cost savings. From energy-efficient appliances to solar panels and rainwater systems, the goal is to create a home that’s kinder to the planet and more cost-effective in the long-run. If you’re looking to make your home more sustainable, a Green Home Loan could help.

For the first time in over four years, the Reserve Bank of Australia (RBA) has cut the cash rate, paving the way for banks to lower interest rates. After another tough year of economic challenges, mortgage relief can’t come soon enough. For those considering ways to boost their mortgage, we’ve got some tips to help you stay ahead and save.

Interest rates are expected to drop in 2025, after more than a year of the Reserve Bank of Australia (RBA) holding the cash rate. With at least two rate cuts predicted this year, many homeowners are considering refinancing to save money and secure better loan terms. If you’ve been thinking about it, here are five good reasons to refinance your home loan in 2025, and tips to guide you through the process.

Buying a home is an exciting milestone, but it takes careful preparation to ensure you’re financially ready to take the next step. Whether you’re a first home buyer just getting onto the property ladder, or an existing homeowner looking to upgrade, getting your finances in order is essential for securing the right home loan and finding a property that fits your needs. Here are six steps to help you get home loan ready in 2025.

With growing awareness of climate change and rising demand for eco-friendly living, green home loans are fast becoming an important financing option for homeowners and property investors in Australia. Green home loans offer a unique opportunity to invest in sustainable living and access long-term savings when building, buying or renovating property. If you’re considering going green in your home, here’s what you need to know about green home loans.

If you’re finding it tough to manage your mortgage repayments, you’re not alone. The rising cost of living, unexpected expenses and changes to income have left many Australians feeling similar financial pressure. But the good news is that help is available, and taking steps early on can make all the difference. Here’s a look at the options that may be available to you, if you’re experiencing financial hardship or are at risk of mortgage stress.

If the chaos of the pandemic taught us anything, it’s that nothing in life is guaranteed. In recent years, we’ve seen income levels fluctuate, house prices soar, and the cost of living rise to record-new levels. These changes significantly impact how people manage their budget and mortgage repayments. Whether you’re looking to save money with a favourable interest rate, finance a renovation to improve value, or access equity for further investment, refinancing your home loan could be a smart move. Find out if refinancing is right for you by exploring the benefits in various scenarios.

Australia’s borrowers have been given another reprieve, with the Reserve Bank of Australia leaving the cash rate on hold for a fifth consecutive board meeting in June 2024. With inflation remaining stubbornly high however, the RBA has retained the option of a further rate hike if needed. If you're considering refinancing your home loan, the process is simpler than you might think. Here’s a closer look at what’s involved in refinancing and how to know when it’s the right time to refinance.

Refinancing your home loan to secure a lower interest rate or to access funds for a home renovation or debt consolidation can be a smart financial move that leads to significant savings over time. However, it's essential to approach the refinancing process with careful consideration and thorough preparation to determine both the short and long-term impact on your financial situation. Here's a step-by-step guide to help you navigate the refinancing process.