A Beginner's Guide to Stamp Duty in Australia

Sep 10, 2024 7:12:18 PM

Stamp duty is one cost that catches people off guard when buying property in Australia. It’s a significant expense that needs to be factored into the budget early on. But what exactly is stamp duty, and how does it affect your property purchase? In this guide, we’ll answer some of the common questions around stamp duty, to make it easier for you to understand and to plan for this expense.


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Topics: First Home Buyer

Buying Off the Plan - All You Need to Know

Sep 10, 2024 2:45:49 PM

Buying off the plan can be a savvy move for many Australian home buyers and investors, providing an affordable and flexible solution to buying property in Australia. As with any property investment however, there are pros and cons and it’s essential that home buyers understand what buying off the plan entails and what to expect. In this guide, we’ll help you navigate the process, understand the benefits and pitfalls, and prepare you to make an informed decision about buying off the plan.


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Topics: First Home Buyer

3 Ways First Home Buyers Can Get into the Property Market Sooner

Sep 10, 2024 2:12:01 PM

Despite ongoing challenges with housing affordability, owning a home remains an important milestone for many first home buyers in Australia. While the path to home ownership may not always be straightforward, there are some things that can speed up the process. Read on as we explore three ways first home buyers can get into the property market sooner, including leveraging the Bank of Mum and Dad, accessing assistance from State Governments, and buying with family or friends.


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Topics: First Home Buyer

First Home Buyer FAQs: Your Guide to Understanding Deposits

Sep 10, 2024 2:09:01 PM

If you’re a first home buyer ready to embark on your journey to home ownership, one important consideration is the size of your deposit. Not only does your deposit determine how much you could borrow, but it can also impact the interest rate and other fees you may be charged for your mortgage. In this comprehensive guide, we'll take you through what you need to know about deposits, including how much you'll need, alternative options available, and some essential tips to help you secure your dream home.


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Topics: First Home Buyer

Is Buying Cheaper Than Renting? Unravelling the Aus Property Conundrum

Jan 18, 2024 12:09:19 PM

Choosing between renting and buying usually comes down to finances. If you’re unable to save a deposit or afford the cost of a mortgage, it makes sense to continue renting. While there may be fewer up-front costs to renting, in the long-term, paying off a mortgage generally puts you in a better financial position. Here are three reasons why buying a home can be a financially savvy move, as well as valuable tips for first home buyers taking the leap from renting to owning.


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Topics: First Home Buyer, Financial Advice, Buying and selling

Top Budgeting Tips for First Home Buyers in Australia

Dec 9, 2023 9:52:45 AM

Over the past few years, property prices in Australia have skyrocketed in many regions, forcing some first home buyers to reconsider their home ownership goals. Without a big enough deposit or existing equity to leverage, it can be especially challenging for first home buyers to break into the property market. But it’s not impossible. Use these 5 budgeting tips to financially prepare for home ownership and set yourself up for success.


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Topics: Budget, First Home Buyer, saving tips

5 Important Steps to Prepare for Home Ownership

Oct 4, 2023 4:46:45 PM

Owning a home has long been considered the “Aussie Dream”, but for many Australians, the path to home ownership can feel both challenging and overwhelming. Determining a budget, saving a deposit, and arranging pre-approved finance are just some of the first decisions that home buyers will make towards achieving their property goals. To help you financially prepare for home ownership in Australia, here are 5 important steps to take.


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Topics: First Home Buyer, Financial Advice, Buying and selling

What to Know About Property Auctions in Australia

Sep 12, 2023 11:05:00 AM

Auctions have long-been a popular way to buy and sell property in Australia, offering potential buyers the chance to secure their dream home or investment property through a competitive bidding process. To help you make an informed decision about your next property purchase and so you feel confident about bidding at auction, read on to get a comprehensive guide to property auctions and deposit payments in Australia.


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Topics: Auctions, First Home Buyer, Buying and selling

Getting Your Home Ready for a Spring Sale

Sep 7, 2023 11:01:00 AM

As the chill of winter finally fades and the days begin to get warmer, Australia’s property market gears up for one of its busiest seasons. Spring has long been considered an ideal time to sell property, bringing a fresh perspective to potential buyers along with the warmer weather. If you’re considering a spring-time sale, take a look at these tips and ideas to help showcase your property in its best light and secure an optimal sale price.


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Topics: Auctions, First Home Buyer, Buying and selling

Top Tips for Preparing to Buy Property at Auction

Aug 14, 2023 1:38:28 PM

In Australia's competitive real estate market, auctions have become a popular method for buying property. Often fast-paced and intense, auctions are highly competitive which is why buying property at auction requires careful preparation. Whether you're a first home buyer, a seasoned investor, or somewhere in-between, our top tips will help you navigate the auction process with confidence and increase your chances of home ownership success.


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Topics: Auctions, First Home Buyer, Australia Mortgage Broker, Buying and selling