Refinancing in a Divorce or Separation

Jan 16, 2020 7:43:00 AM

Divorce or separation is an emotional time, made even more stressful at the thought of divvying up the property and other assets. In Australia, there are around 50,000 divorces each year and many people are unsure what to do with the family home or investment properties in this situation. If you’ve recently divorced or separated, it may be time to look at your options.


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Topics: Refinancing Options, Home Ownership, separation, divorce, Financial Advice, Home Loan Advice, Buying property in Australia, Australia Mortgage Broker

First Home Owners Deposit Scheme – All You Need to Know

Jan 13, 2020 7:39:00 AM

On 1 January 2020, the Australian Government’s First Home Owners Deposit Scheme kicked off and already hundreds of Aussies have signed up to the scheme. Aimed at supporting eligible first home buyers purchase a home sooner, the scheme allows first home buyers to put down just five per cent deposit, with the National Housing Finance and Investment Corporation (NHFIC) guaranteeing the rest of what would normally be a 20 per cent deposit. Here’s all you need to know.


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Topics: Home Ownership, Financial Advice, Home Loan Advice, Buying property in Australia, Australia Mortgage Broker, First Home Loan Deposit Scheme

Australia needs your support

Jan 9, 2020 10:54:33 AM

Australia faces a long and hot summer with the prospect of ongoing bushfires evermore a reality. It will take some time for the people of Australia to rebuild their lives and livelihood. But the outpouring of support from around the world has been simply staggering, with organisations and individuals banding together to help support victims, wildlife and the brave firefighters risking their lives to save ours.


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Topics: Home Ownership, Financial Advice, Home Loan Advice, Buying property in Australia, Australia Mortgage Broker, Bushfire

Mortgage relief for bushfire victims

Jan 9, 2020 7:36:50 AM

Australia is in the grip of a major crisis, fighting an unprecedented bushfire season. Over 2,000 homes have already been destroyed in some of the worst bushfires ever experienced. Now, several lenders are offering relief for victims of the bushfires with relaxation on payments for loans and credit cards, waiving of fees and emergency credit assistance. If you’ve been victim of the devastating bushfires, it’s vital you reach out to your mortgage broker or banker for assistance or respite.


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Topics: Home Ownership, Financial Advice, Home Loan Advice, Buying property in Australia, Australia Mortgage Broker, Bushfire

Staying healthy in bush fire season

Dec 10, 2019 10:00:22 AM

Smoke and ash from ongoing bush fires across several states in Australia has reduced air quality and caused breathing difficulties and health concerns for many Australians living in metro, suburban, regional and rural areas. Bush fire smoke can travel hundreds of kilometres and poses a range of health issues including lung and heart conditions. Reduce your chances of being affected by smoke and ash with these tips:


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Topics: Home Loan Advice, Australia Mortgage Broker, Home Insurance, Home and Contents Insurance

Home loans with reward schemes

Nov 16, 2019 10:09:00 AM

Does earning reward points or frequent flyer miles while you pay off your mortgage sound too good to be true? It’s not as crazy as it sounds: in a bid to snag more business, some home loan lenders offer borrowers the chance to earn reward points or frequent flyer miles on their home loan balance. Read on to find out more about home loans with reward schemes.


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Topics: Refinancing Options, Home loan rates, Financial Advice, Home Loan Advice, refixing, Australia Mortgage Broker, Home Loan Application

What to do if your fixed rate loan term is nearing the end

Nov 14, 2019 6:15:00 AM

If your fixed rate loan term is nearing its end, there’s never been a better time to review your mortgage. With interest rates at historic lows, you’ll need to decide whether to roll again for another fixed term or take advantage of cheaper variable rates and pay down some serious debt. Be aware though, if you do nothing, lenders may simply put you onto their most expensive variable rates, so it’s vital you take some action. Here are your options:


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Topics: Refinancing Options, Variable versus Fixed, Variable Interest Rate, Fixed Interest Rate, Financial Advice, refixing, Australia Mortgage Broker

Keeping your home safe for the holidays

Nov 12, 2019 6:12:00 AM

Planning a summer break this holiday and heading to the beach, the mountains or overseas?
Empty houses are an easy target for burglars so it pays to be a little more cautious to ensure the security of your home and save you unnecessary stress while you’re away. Stop unwelcome visitors in their tracks and keep your home safe this holiday with these handy tips.


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Topics: Financial Advice, Australia Mortgage Broker, Life Insurance, Insurance advice, Home and Contents Insurance, Vehicle Insurance

How to avoid getting sick this holiday

Nov 8, 2019 6:08:39 AM

How often have you headed off on a holiday only to return feeling sick and germ-infested? You’re not alone. When you consider the combination of different foods and drink, lack of sleep, sun exposure, contact with crowds of people, and new environments, it’s not surprising so many people fall ill on their return from a holiday. To help you stay healthy on your next holiday, here are a few simple tips to follow.


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Topics: Refinancing Options, Home Equity Loans, refinancing, Financial Advice, Australia Mortgage Broker

Pre-approvals: 3 Things You Need to Know

Oct 17, 2019 10:05:54 AM

Getting a home loan pre-approval puts you in the best position if you’re planning to buy property. What’s more, a pre-approval is essential if you’re bidding for property in an auction. While a home loan pre-approval may be conditional, it gives you a relatively secure assurance of the amount a lender is willing to loan you and how much your repayments will be. Here are 3 things you need to know about home loan pre-approvals.


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Topics: Pre-approvals, Financial Advice, Home Loan Advice, Mortgage Advice, Buying property in Australia, Australia Mortgage Broker, Home loan pre-approval