Uptake of The Family Home Guarantee

Apr 4, 2022 2:59:32 PM

Introduced in July 2021, the Family Home Guarantee aims to help eligible single parents to purchase their own home, already, close to 2,500 of the 10,000 places made available under the program, with around 85 per cent of those going to single mothers. Here’s more on the Family Home Guarantee.


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Topics: Mortgage Broker, COVID-19, Home Loans

The Challenge of Retaining and Attracting Quality Staff

Mar 22, 2022 2:14:45 PM

As the number of unfilled staffing positions continue to grow in the wake of “The Great Resignation”, across Australia, employers are scrambling to offer up “mega-perks” in a bid to retain existing employees and attract new talent. Everything from “heartbreak leave” and extended parental leave, to wellbeing allowances, free cookery classes and time off for life’s big events; businesses are having to get creative when it comes to enticing and holding onto staff. Here’s a closer look.


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Topics: Financial Health, Health and Wellbeing, COVID-19

Rising Cost of Rentals Across Australia

Mar 21, 2022 3:42:32 PM

As Australia moves into a new way of life post-pandemic and lockdowns become a thing of the past, there’s one area of our lives that continues to be impacted by COVID-19: Housing. Post-pandemic, house prices have continued to rise across Australia, making it harder for first home buyers to enter the market. And rent costs haven’t escaped either, as both houses and units in capital cities and regional areas experience the highest growth rate in rent costs since 2007.


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Topics: Financial Health, Health and Wellbeing, COVID-19

Is the “Great Resignation” expected to affect Australia?

Mar 4, 2022 4:49:48 PM

The “Great Resignation”: A term that evolved in late 2020 in response to the millions of US workers suffering pandemic-burnout, who began re-evaluating their work-life balance and quitting their jobs. As this phenomenon heads Downunder, with businesses emerging from economic hibernation already facing labour shortages across a range of industries, we take a closer look at how the pandemic has shifted priorities for workers, who now expect flexible working conditions, higher wages, and better work-life balance as the norm.


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Topics: Financial Health, Health and Wellbeing, COVID-19

Ending The Year on a High Note

Dec 13, 2021 1:46:48 PM

As we approach the end of yet another challenging year, and plan to begin a new one, it’s important to acknowledge that none of us have come through the last two years without facing some emotional or mental hardship. With borders opening again, being able to reunite with loved ones, engage in new experiences, and make new and fun memories are things we have to look forward to. This festive season, take time off, have a break, refill your tank. Here’s what some of the team at Mortgage Express are planning.


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Topics: Financial Health, Health and Wellbeing, COVID-19

How to Get Your “Green Box” in Order

Dec 13, 2021 1:44:08 PM

Most of us don’t like to think too much about death. Yet, it’s the most inevitable part of life. As such, it’s important we plan for end of life. We do this by writing a will, a legal document that outlines our instructions, legacies and bequests. Another way to plan ahead is to create a “Green Box” – a metaphorical storage box that contains all of the important financial documents, instructions, passwords and other vital information about your business and personal affairs.


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Topics: Financial Health, Health and Wellbeing, COVID-19

Capital Gains Tax When Working From Home

Oct 20, 2021 2:26:07 PM

Whether you’re working from home out of necessity or using your home as your principal place of business, it’s important you’re clear on both the tax implications – Capital Gains Tax on the sale of your property - and tax deductions that could impact you. Here’s a guide to each of these scenarios.


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Topics: Mortgage Broker, COVID-19, Home Loans

How to Buy Property in Lockdown

Sep 23, 2021 4:17:48 PM

A combination of record low interest rates, Government incentives, and a general fear of missing out (FOMO) is driving continued interest in the Australian property market, this despite much of the country still being under lockdown restrictions. The real estate industry has been quick to adapt its processes in order to meet buyer demand during lockdown, with the overriding message being quite clear that it is still possible buy property at this time. Here’s more on this topic from two Harcourts’ real estate professionals, as well as input on financing in lockdown from two Mortgage Express brokers.


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Topics: Financial Health, Refinancing, COVID-19

Getting Finance or Refinancing in Lockdown

Sep 22, 2021 9:33:43 AM

One question many of our mortgage brokers report hearing from clients right now is: “Can I get a home loan or refinance my mortgage during lockdown?” The answer is yes! Although lockdown orders and social distancing measures have created a number of challenges for lenders and home loan customers alike, most are adapting processes to fit the new regime. Read on for more on this as well as tips from some of our mortgage brokers on how to improve your application.


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Topics: Financial Health, Refinancing, COVID-19

Hosting the 2032 Olympic Games a Boost for Brisbane

Aug 25, 2021 10:45:50 AM

If past Olympic Games are anything to go by, hosting the 2032 Olympic Games will stimulate the host city’s economic recovery and create thousands of jobs for locals. What’s more, off the back of major infrastructure being planned ahead of the games, economists are predicting a significant rise in house values across Queensland’s south-east corridor, with a number of property hot spots already being identified.


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Topics: Financial Health, Health and Wellbeing, COVID-19