Financial scams are becoming more prevalent, with scammers using increasingly sophisticated tactics to steal money and personal information. In Australia alone, nearly $135 million has been lost to scams so far in 2024, with over 143,000 scams reported. By staying alert and cautious, you can better protect yourself from these risks, safeguard your finances, and ensure that your personal details don't end up in the wrong hands.

As the rising cost of living continues to impact households across Australia, managing household expenses is more important than ever. Whether you own your home or you’re renting, there are some smart ways to cut back on everyday costs, take control of your budget, and relieve some of the financial pressure. Here are some practical strategies to help you save money in four key areas: at the supermarket, around the house, in your car, and with your insurance.

Spring is the perfect time for a fresh start, not just in your home, but for your finances too. Whether you’re saving for a new home, planning for the future, or just trying to get your budget back on track, taking control of your money can help you stay on top of your financial goals. Here are six simple steps to help you spring clean your finances and set yourself up for a fresh financial start.

New car buyers are often concerned about buying a new car that depreciates the moment it leaves the showroom floor. One possible solution to this dilemma lies in Guaranteed Future Value (GFV) agreements offered by some car dealerships. These agreements promise buyers the final value of their car, provided they stick to the conditions outlined in the agreement. Before diving into this financial commitment, it's crucial for buyers to understand the ins and outs of GFV and whether it's the right choice for them.

Many Australians face challenges with managing their finances and repaying debt due to the ongoing high cost of living. Forced into using credit cards or high-interest loans to pay for essential purchases or unexpected medical expenses, they struggle to maintain a clean credit file. As a good credit score is essential when it comes to accessing favourable credit, here are 5 essential tips to help you clean up your credit file.

Whether you’re buying a first home, upsizing or downsizing, or growing a property portfolio, setting a budget is an essential first step to working out how much you can afford and how much you may be able to borrow. From setting SMART goals to dodging “lazy tax” and sticking to the 50/25/25 rule, these three essential budgeting tips for Australian home buyers will help you make savvy financial decisions and turn home ownership dreams into reality.

Writing a will is an essential step in ensuring your assets are distributed according to your wishes after you’re gone. Even if you don’t own significant property, assets or investments, writing a will saves your family and friends time, money and arguments, and helps make a difficult time easier. In this guide you’ll find three important things to consider when writing a will, along with tips and key aspects to look out for to ensure a smooth and legal process.

The holiday season may be synonymous with joy and celebration, but it goes hand-in-hand with the stress of our digital lives too. This festive season, why not consider the gift of a digital detox? Take a break from checking emails, pause social media posts, and switch off all notifications to truly unplug and unwind. Here are 3 compelling reasons why a digital detox may be good for you, and 3 practical tips to help you switch off this holiday season.

The start of Spring is the perfect time to not only declutter your home, but also to give your finances a much-needed spring clean. As you dust off the shelves and clear out the cobwebs in your home, find time to take a closer look at your financial situation too. From reviewing your budget to cleaning up your credit report, reconsidering your savings goals to organising your financial documents, there’s no better time to freshen up your finances than during Spring.

From enhanced business productivity to improved healthcare and access to education, artificial intelligence (AI) has the potential to positively impact many aspects of our lives. However, the sudden rise of AI has also given way to new challenges, opening the door to sophisticated forms of financial scams. The first step towards keeping our finances safe is understanding the ways in which AI is being exploited.