10 Essential Steps to Freshen up Your Finances This Spring

Sep 16, 2023 11:10:00 AM

The start of Spring is the perfect time to not only declutter your home, but also to give your finances a much-needed spring clean. As you dust off the shelves and clear out the cobwebs in your home, find time to take a closer look at your financial situation too. From reviewing your budget to cleaning up your credit report, reconsidering your savings goals to organising your financial documents, there’s no better time to freshen up your finances than during Spring.

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Topics: Financial Health, Financial Advice, financial review

Artificial Intelligence and Financial Scams: Protecting Your Finances

Sep 4, 2023 10:57:38 AM

From enhanced business productivity to improved healthcare and access to education, artificial intelligence (AI) has the potential to positively impact many aspects of our lives. However, the sudden rise of AI has also given way to new challenges, opening the door to sophisticated forms of financial scams. The first step towards keeping our finances safe is understanding the ways in which AI is being exploited.

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Topics: Financial Health, Financial Advice, Artificial Intelligence

3 Things to Know About Dividing Property in a Divorce in Australia

Aug 15, 2023 1:46:38 PM

Divorce is a challenging life event that requires a range of emotional, logistical, and financial decisions to be made. One of the most complex of these is the division of property. In Australia, property settlements are governed by specific laws and guidelines that aim to ensure a fair distribution of assets between separating couples. Here are 3 important things to know about dividing property in Australia in a divorce.

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Topics: Financial Health, Financial Advice, Property Settlement, Property and divorce

Navigating Stamp Duty Changes

Aug 15, 2023 12:44:52 PM

One of the biggest challenges facing home buyers in Australia is covering the cost of stamp duty, a tax imposed by state governments when buying property. Stamp duty costs vary from state to state, but recent changes to stamp duty in some states could potentially provide some relief and incentives for home buyers. Read on to get an updated outline of the changes to stamp duty as well as links to stamp duty calculators in each state.

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Topics: Financial Health, Financial Advice, Stamp Duty

7 Effective Ways to Beat the Winter Blues and Stay Mentally Fit

Jul 17, 2023 12:08:00 PM

Colder temperatures and shorter days can bring a sense of gloom and lethargy. Many people experience a dip in their mood or find the winter season particularly challenging, mentally. If you’re struggling to beat the winter blues and keep your mental health in check, here are 7 effective tips to help you maintain a positive mindset throughout the colder, winter months.

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Topics: Financial Health, Health and Wellbeing, Winter Blues

5 Inspiring Money Saving Quotes

Jul 10, 2023 11:58:00 AM

Managing money is an essential skill that can determine the quality of our lives. And, while not everyone agrees on the best ways to earn, save, and spend money, there are a few key practices that can lead to financial stability. One of these is the practice of saving money. Whether you’re building an emergency fund, saving for a dream holiday, or investing in your future, here are 5 money quotes to inspire you to save, as well as the meanings behind them.

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Topics: Savings, Financial Health, Finance Goals

Making Downsizer Contributions to Super

Jul 7, 2023 11:55:34 AM

Home ownership for Australians has long been considered a key milestone in life, and it plays an important role when it comes to boosting retirement income too. Homeowners considering downsizing to a smaller home in their retirement years, could give their Super a last-minute boost by adding up to $300,000 tax-free from the sale of a property. Find out more about Downsizer Contributions, the eligibility criteria, and how pension entitlements could be impacted.

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Topics: Retirement, Savings, Financial Health

Beat the Cost of Living With These 4 Tips

Jun 18, 2023 10:33:00 AM

The rising cost of living has hit Aussies hard, with higher prices at the supermarket, petrol pump and utility bills stretching already tight budgets to breaking point. Keeping up with price rises is challenging when your income doesn’t move in the same direction, and thousands of Aussies are potentially at risk of financial hardship. While you can’t control changing global economies, there are some ways you can help to cut back and save money. Here are 4 tips to help you manage the rising cost of living.

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Topics: Financial Health, Budgeting, Financial Advice

Tax Time and Your Health

Jun 15, 2023 10:22:51 AM

Tax time provides the ideal opportunity to review your financial situation and check in on your private health insurance. It’s helpful to know how your private health insurance can potentially impact you at the end of a financial year. Two key things to be aware of at tax time are Medicare Levy Surcharge and Lifetime Health Cover Loading. Here’s how these could impact you and what you can do about it.

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Topics: Health Insurance, Financial Health, Australia tax

Understanding Financial Jargon

May 22, 2023 4:01:14 PM

Navigating the world of finance and mortgages can be intimidating, filled with jargon, terms and acronyms that seem like a foreign language. But in today’s rapidly evolving economic landscape, understanding financial and mortgage jargon is more important than ever. Whether you're a seasoned investor, a first home buyer, or someone looking to make sense of personal finance, here’s some help demystifying the terminology that can leave you feeling overwhelmed.

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Topics: Financial Health, Financial Advice, Mortgage Terms, Mortgage Finance