Buying a home is an exciting milestone, but it takes careful preparation to ensure you’re financially ready to take the next step. Whether you’re a first home buyer just getting onto the property ladder, or an existing homeowner looking to upgrade, getting your finances in order is essential for securing the right home loan and finding a property that fits your needs. Here are six steps to help you get home loan ready in 2025.

With growing awareness of climate change and rising demand for eco-friendly living, green home loans are fast becoming an important financing option for homeowners and property investors in Australia. Green home loans offer a unique opportunity to invest in sustainable living and access long-term savings when building, buying or renovating property. If you’re considering going green in your home, here’s what you need to know about green home loans.

If the chaos of the pandemic taught us anything, it’s that nothing in life is guaranteed. In recent years, we’ve seen income levels fluctuate, house prices soar, and the cost of living rise to record-new levels. These changes significantly impact how people manage their budget and mortgage repayments. Whether you’re looking to save money with a favourable interest rate, finance a renovation to improve value, or access equity for further investment, refinancing your home loan could be a smart move. Find out if refinancing is right for you by exploring the benefits in various scenarios.

Refinancing your home loan to secure a lower interest rate or to access funds for a home renovation or debt consolidation can be a smart financial move that leads to significant savings over time. However, it's essential to approach the refinancing process with careful consideration and thorough preparation to determine both the short and long-term impact on your financial situation. Here's a step-by-step guide to help you navigate the refinancing process.

When it comes to selling a home, setting the right sale price is one of the most important decisions. Not only does a property’s sale price dictate how much you stand to profit, but it can also influence how quickly a property moves off the market. As property is considered one of the biggest sources of wealth in Australia, with the potential to reap significant financial rewards, use these insightful tips to ensure your home sells for the best price possible in the shortest amount of time.

In the fast-paced world of real estate, securing your dream home or investment property can be a competitive and challenging process. The ability to move quickly when it comes to making an offer can mean the difference between success and losing out. One powerful tool that can provide a significant advantage in the property market is a pre-approval. Read on to find out the key aspects of pre-approvals and why they are crucial in navigating the dynamic Australian real estate landscape.

Transform your family home into a showroom for prospective buyers, with a few small improvements that go a long way to ensuring your home stands out in the crowd. Create an immaculate canvas that invites prospective buyers in and allows them to see the potential in your property. From decluttering and de-personalising to updating and refreshing, here are 8 tips from real estate experts on getting your home ready to sell.

One of the most common questions we get asked is whether it’s best to pay off a mortgage first or salary sacrifice and pay extra into a superannuation fund, or to do both. While the answer to this question is never straightforward and will depend on things like lifestyle, financial position, and time of life, salary sacrificing can be a tax-effective strategy when implemented correctly. To help you decide, here’s an explanation of what it means and examples of how both options work.

First home buyers and existing homeowners understand first-hand the frustration and angst that comes with finding a new home. Attending property inspections and auctions week after week only to miss out on the one that you want is both exhausting and demotivating. Persistence may be a key factor to successfully buying a home, but how do you keep up the motivation when you fail every time? Here are some ways that could help.

From January 16, 2023, new legislation means first home buyers in New South Wales can choose to pay an annual land tax on their property instead of an upfront stamp duty when buying a first home. The First Home Buyer Choice policy aims to incentivize first home buyers and help them into their own homes sooner, by potentially shaving off nearly two years from the time needed to save a deposit. On the flipside however, increased housing demand from more first home buyers is likely to impact house values and property prices.