Buying a car isn’t like buying an item of clothing! You can’t return it if you don’t like it. And unless there’s an actual fault, the seller has no obligation to refund you or to accept any liability if you’ve simply changed your mind. Because the car buying process is fraught with opportunity to make bad decisions and even lose money, it helps to know in advance what pitfalls you may face. Here are 5 mistakes to avoid when buying a car.

The 2020 bushfire season has left many Australians devastated without homes and livelihood. Even more devastating is that so many of those affected by the bushfires are underinsured. Understanding what events and damage can be covered by insurance is a vital first step in assessing whether or not you have the right cover for your home.

Smoke and ash from ongoing bush fires across several states in Australia has reduced air quality and caused breathing difficulties and health concerns for many Australians living in metro, suburban, regional and rural areas. Bush fire smoke can travel hundreds of kilometres and poses a range of health issues including lung and heart conditions. Reduce your chances of being affected by smoke and ash with these tips:

Planning a summer break this holiday and heading to the beach, the mountains or overseas?
Empty houses are an easy target for burglars so it pays to be a little more cautious to ensure the security of your home and save you unnecessary stress while you’re away. Stop unwelcome visitors in their tracks and keep your home safe this holiday with these handy tips.

We are living in a time where there is an abundance of health awareness and an increasing amount of education and statistics published about the risks and long-term impact of various illnesses and disease. It’s clearly affecting Australians physically, mentally & financially, so why then is Australia regarded as one of the most underinsured nations in the world? Is the common colloquialism of “she’ll be right” standing in the way of Australian’s adequately preparing for life’s unexpected events?

Have you ever thought about what would happen to your family home if you were no longer able to meet your mortgage repayments? The fact is, many homeowners are just one pay check away from losing their home. Mortgage Protection Insurance covers your mortgage repayments when you can’t: in the case of a major illness, redundancy or even death. Here’s what you need to know.

There’s no doubt that taking on a mortgage is a huge commitment; one that lasts for at least 20 years. So, what happens when things go wrong? You lose your job, suffer an illness, injury, or worse and you’re not able to meet your mortgage repayments? How do you ensure you don’t lose your family home? Take a look at these five things you need to know about home loan protection.

Buying a home is probably the biggest financial commitment you’ll ever make, so it makes sense to protect your financial security and ensure you’re always able to meet your home loan repayments. Read on to find out if mortgage protection insurance is the right option for you.

Around 1.8 million Australian homes (that’s 23 per cent) have no home or contents insurance, reports the Australian Bureau of Statistics, roughly the same number of homes found in the greater Sydney and Melbourne metropolitan areas. Not having enough insurance is just as risky. What would happen to your family if your home was badly damaged or destroyed? Do you have the right insurance cover?

When buying your first home every cost saving counts. But if you’re struggling to save a large enough deposit, there’s a good chance you’ll have to pay Lenders’ Mortgage Insurance. Lenders’ Mortgage Insurance can be a sizeable cost, so it’s worthwhile finding out about it up front and factoring it in. There are a few ways you can avoid paying Lenders’ Mortgage Insurance and we’ve broken those down for you here.