The Australian Insurance Industry has warned that insurance premiums will continue to rise as the frequency and severity of extreme weather events intensifies due to climate change. As one of the largest drivers of inflation, the sharp rise in home and car insurance premiums is a double whammy for homeowners already facing cost of living pressures. Despite these financial challenges however, it’s important not to underestimate the importance of maintaining sufficient insurance cover.

As one of your most valuable assets, it makes sense to protect your business with insurance. Unfortunately, 1 out of 10 Australian businesses with insurance don’t have enough cover to protect themselves against business disruption, legal liabilities, or loss or damage to their assets^1. For businesses that provide professional advice or services for a fee, Professional Indemnity (PI) Insurance is essential, helping you manage the risk associated with claims against you for alleged errors or negligence committed under your capacity as a professional service provider.

Buying a car isn’t like buying an item of clothing! You can’t return it if you don’t like it. And unless there’s an actual fault, the seller has no obligation to refund you or to accept any liability if you’ve simply changed your mind. Because the car buying process is fraught with opportunity to make bad decisions and even lose money, it helps to know in advance what pitfalls you may face. Here are 5 mistakes to avoid when buying a car.

The 2020 bushfire season has left many Australians devastated without homes and livelihood. Even more devastating is that so many of those affected by the bushfires are underinsured. Understanding what events and damage can be covered by insurance is a vital first step in assessing whether or not you have the right cover for your home.

Smoke and ash from ongoing bush fires across several states in Australia has reduced air quality and caused breathing difficulties and health concerns for many Australians living in metro, suburban, regional and rural areas. Bush fire smoke can travel hundreds of kilometres and poses a range of health issues including lung and heart conditions. Reduce your chances of being affected by smoke and ash with these tips:

Planning a summer break this holiday and heading to the beach, the mountains or overseas?
Empty houses are an easy target for burglars so it pays to be a little more cautious to ensure the security of your home and save you unnecessary stress while you’re away. Stop unwelcome visitors in their tracks and keep your home safe this holiday with these handy tips.

We are living in a time where there is an abundance of health awareness and an increasing amount of education and statistics published about the risks and long-term impact of various illnesses and disease. It’s clearly affecting Australians physically, mentally & financially, so why then is Australia regarded as one of the most underinsured nations in the world? Is the common colloquialism of “she’ll be right” standing in the way of Australian’s adequately preparing for life’s unexpected events?

Have you ever thought about what would happen to your family home if you were no longer able to meet your mortgage repayments? The fact is, many homeowners are just one pay check away from losing their home. Mortgage Protection Insurance covers your mortgage repayments when you can’t: in the case of a major illness, redundancy or even death. Here’s what you need to know.