Using a broker vs. going direct

Aug 17, 2018 10:24:47 AM

According to data sourced by the Mortgage & Finance Association of Australia (MFAA), consumer confidence in mortgage brokers is growing, with over 55 per cent of Australian home loans now underwritten by mortgage brokers. And it’s not hard to see why! With access to a panel of lenders, market and industry know-how, and the ability to negotiate on your behalf, it makes sense to work with a mortgage broker.


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Topics: Mortgage Broker, Australia Mortgage, Home Loan Advice, Home Loan, Tips for buying, lending options

Big banks, small banks, non-banks

Feb 23, 2018 7:00:00 AM

When deciding on a home loan provider, many people choose to approach their own bank in the first instance, believing it makes sense to work with a lender already managing their everyday banking. This is not always the best option however, and it could mean missing out on better deals. To help you decide on the right lender, we’ve outlined some of the pros and cons of big banks, small banks and non-banks.


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Topics: Australia Property, Australia Real Estate, mortgage rates, family home, Pre-approvals, Mortgage, Home Loan, Bad credit, lending options, non-bank lender, Home loan rates

Buying a home with bad credit

Feb 21, 2018 7:00:00 AM

A bad credit rating can put the brakes on your home buying plans, but it doesn’t have to be the end of your journey. Understanding what bad credit is, how to avoid it, and what your options are if you already have a bad credit rating, can help you decide on the next steps to take when buying property.


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Topics: Australia Property, Australia Real Estate, mortgage rates, family home, Pre-approvals, Mortgage, Home Loan, Bad credit, lending options, non-bank lender, Home loan rates