As a small business owner just starting out or expanding your growing business, choosing the right type of finance to buy the equipment and assets you need can mean the difference between thousands of dollars saved or spent. To help you choose the right finance for your business, take a look at some of your options.
Topics: Mortgage Broker, Australia Mortgage, Investment Finance, Asset Finance, Small Business Finance, Car Loan
Much like you, lenders are in business to make money, and when they lend to you, they take a calculated risk that you will repay your loan. When assessing financial risk for a business loan, lenders look primarily at the business owner but there are other equally important factors they consider too. Take a look at what these are.
Topics: Mortgage Broker, Australia Mortgage, Small Business Finance, Investment Finance, Long term investment, Asset Finance, Risk
Buying a home is one of the largest and most complex purchases you’re ever likely to make. And getting it wrong can have a significant impact on both your financial and emotional health. That’s why it’s important to take time to fully research and understand the process and the complexities that go along with home buying. Here are our home buyer traps to avoid.
Topics: Mortgage Broker, Australia Mortgage, Home Loan Advice, Home Loan, buying property, Buying a home, Investment Property, Home Buying Traps
While auctions can be an incredibly stressful and intensive – even intimidating - way to buy property, they are also one of the fastest and simplest means of selling property. As a prospective buyer, it’s important you’re familiar with the highly unpredictable and often fast-paced process of an auction in order to be successful. Here are some tips.
Topics: Mortgage Broker, Australia Mortgage, Home Loan Advice, Home Loan, property auction, Auctions, Buying at auction
It’s not a subject most people enjoy talking about, but it’s an important one none-the-less. Writing a will ensures your assets are distributed as you would want them. When someone passes away without a will, the law determines how their assets are divided regardless of what they or their family want. Here’s what to think about when writing a will.
Topics: Mortgage Broker, Australia Mortgage, Home Loan Advice, Home Loan, Writing a Will
Refinancing your mortgage to get a better deal or to use the equity in your property means arranging a valuation of your property to determine its value. Getting a lower than expected valuation can affect the interest rate your lender offers as well as the amount of equity you’re able to tap into. Here’s how to maximise your property’s valuation.
Topics: Mortgage Broker, Australia Mortgage, Home Loan Advice, Home Loan, Refinancing Options, refinancing, valuation, Property Valuation
Over the past 5 years, small business lending has undergone a dramatic transformation with the rise of Fintech lenders making the application processes faster and easier. However, research shows that access to capital is still a serious pain point for most small business owners, and many are not even aware of the alternative finance solutions available to them. Read on to find out more about small business lending.
Topics: Mortgage Broker, Australia Mortgage, Small Business, Small Business Lending, Fintech
Buying off the plan is becoming an increasingly popular option for good reason. As well as getting a brand new home, you’re also buying at a set price and usually only need a small deposit. However, if you do decide to go down this route, it’s vital you go in with your eyes wide open. Here are some of the things you need to think about when buying off the plan.
Topics: Mortgage Broker, Australia Mortgage, Home Loan Advice, Home Loan, Refinancing Options, refinancing, Buying Off-The-Plan, Buying Off-Plan
Most Australian homeowners choose to refinance because of interest rate. But that’s not the only thing to consider when deciding whether or not to refinance. If you are thinking about refinancing, it’s important you consider all of the reasons to do so, as well as the options available to you so you can make the best decision.
Topics: Mortgage Broker, Australia Mortgage, Home Loan Advice, Home Loan, Refinancing Options, refinancing, refixing
According to data sourced by the Mortgage & Finance Association of Australia (MFAA), consumer confidence in mortgage brokers is growing, with over 55 per cent of Australian home loans now underwritten by mortgage brokers. And it’s not hard to see why! With access to a panel of lenders, market and industry know-how, and the ability to negotiate on your behalf, it makes sense to work with a mortgage broker.
Topics: Mortgage Broker, Australia Mortgage, Home Loan Advice, Home Loan, Tips for buying, lending options
