Work it Out Online

Dec 1, 2020 10:54:14 AM

Need to crunch your numbers in a hurry? Take a look at the range of online calculators on the Mortgage Express website. Whether you need to calculate how much you could borrow, what your repayments would look like, how much your stamp duty could cost, or how much you could save with an offset account or a split loan, work it all out online using these handy calculators. Here’s an outline of what each calculator does.

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Topics: Mortgage Broker, Buying and Selling Property, Home Loans

Women Brokers on the Rise

Nov 18, 2020 10:00:00 AM

Mortgage brokering has traditionally been regarded as a male-dominated industry, but is now seeing a growing number of women stepping into these finance roles. This month we’re celebrating the achievements of just some of the women making their mark in the mortgage brokering industry right here at Mortgage Express, with some insight into why they do what they do.

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Topics: Mortgage Broker, Buying and Selling Property, Home Loans

A Good Time to Review Your Home Loan

Nov 17, 2020 7:00:00 PM

With the end of year in sight and a number of lenders offering cashback, rebates and special deals, there’s never been a better time to review your home loan or apply for a first home loan. To help you make an informed decision about your future finances, here are some of the offers currently in market.

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Topics: Mortgage Broker, Financial Health, Refinancing

Is Australia on The Road to Economic Recovery?

Nov 17, 2020 12:45:19 PM

Despite a lengthy lockdown in Victoria and the ongoing battle against COVID, all signs are pointing towards a more positive economic outcome than previously anticipated. Mortgage deferrals are down as more homeowners return to repaying their mortgage, unemployment in certain regions appears to be recovering to pre-COVID levels, and a new report has highlighted opportunities that some industries could capitalise on in the years to come.

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Topics: Mortgage Broker, Financial Health, COVID-19

Mortgage Express: Brokering Deals Between People and Careers

Nov 3, 2020 1:37:54 PM

Mortgage broking has experienced significant growth in recent years and despite the challenges associated with COVID-19, it’s an industry that has continued to go from strength to strength throughout 2020.

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Topics: Careers, Press Releases, News, Mortgage Broker, recruitment, Mortgage Express

HomeBuilder Confusion Drives First Home Buyers to Mum and Dad

Sep 22, 2020 11:31:20 AM

While Government’s $25,000 HomeBuilder Grant has already been snapped up by many Australians planning a new home build or a substantial home renovation, first home buyers looking to use Homebuilder to enter the property market, have been left feeling frustrated at not being able to factor the grant into their loan application. If you’re in a similar situation, we have some tips on what to do.

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Topics: Mortgage Broker, Buying and Selling Property, Home Loans

HomeBuilder Drives Increase in Land Enquiries

Aug 22, 2020 12:15:31 PM

Despite the ongoing global pandemic issues and the resulting economic concerns, interestingly there have been a growing number of enquiries into and then sales of vacant land around the country. Surprisingly, a large proportion of these are from first home buyers, keen to take advantage of Government’s HomeBuilder stimulus package. If you’re looking to enter the property market, now may be the perfect time.

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Topics: Mortgage Broker, First Home Buyer, COVID-19

Need Financial Assistance? Be Careful Where You Go

Aug 20, 2020 6:30:00 PM

In these uncertain times, it’s not surprising so many Australians are being tempted by debt management firms promising a quick-fix solution, an end to crippling debt, and a way out of potential bankruptcy. Unfortunately, many of these businesses operate with little to no financial experience and no regulatory oversight, and their solutions can leave many people worse off in the long term. If you’re considering seeking a financial solution to your spiralling debt situation, it’s vital you heed this warning.

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Topics: Mortgage Broker, Buying and Selling Property, Home Loans

Government Loan Scheme Extended

Aug 20, 2020 9:16:56 AM

Earlier this year, the Australian Government launched the Coronavirus SME Guarantee Scheme, a loan scheme aimed at helping small to medium businesses with a Government-backed guarantee of 50 per cent of new unsecured loans up to three years, with an initial six month repayment holiday. Now Government is extending the loan scheme to “help businesses move out of hibernation”, with a few enhancements to the scheme. Find out what these are right here.

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Topics: Mortgage Broker, COVID-19, Home Loans

Get a Real Pre-Approval in 4 Simple Steps

Jul 20, 2020 12:00:00 PM

Having a home loan pre-approval in place before you go house hunting puts you in the best position to buy a property. Not only are you signaling to sellers that you’re ready to move with pre-approved finance to show you’re serious, a pre-approval can significantly improve your bargaining power too and is essential if you want to bid on a property at auction. Not sure where to start? Here are 4 steps to securing pre-approval.

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Topics: Mortgage Broker, Buying and Selling Property, Home Loans