Investing in property could set you up in retirement

Jul 20, 2020 11:25:02 AM

While the thought of retirement might be exciting, for many it’s also fraught with some concerns, particularly around affordability. The days of relying on your “super” or the Government old-age pension are no longer the norm, which is why having a retirement plan in place is a non-negotiable. Investing in property could be the kickstart your retirement plan needs to supplement you in leaner times. But before you jump in, take a look at the pros and cons of property investment.


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Topics: Property Investment, Mortgage Broker, Buying and Selling Property

5 Tips for Tax Time

Jun 18, 2020 9:02:00 AM

With Financial Year End just around the corner, it’s a good time to start preparing for tax time. If you worked from home during the COVID-19 pandemic, there are some tax deductible expenses you may be able to claim. Tax concessions for small businesses have also changed so it’s important you understand these. Here are 5 handy tips to help you prepare for tax time.


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Topics: Property Investment, Financial Health

Investing in Luxury Real Estate

Feb 17, 2020 8:35:24 AM

When you buy a luxury home, you’re buying more than just a property: you’re investing in a complete lifestyle. Luxury homes are fast becoming the next best thing to gold these days. Given the fact that they’re always in demand, it’s not surprising really that so many buyers are reaping the rewards of better returns in the long term. Take a look at some of the properties featured in Harcourts' Luxury Property Selection. Which one would you pick?


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Topics: Property Investment, Mortgage Broker, Financial Health, Buying and Selling Property

Queensland Rental Property Reforms

Feb 15, 2020 11:40:00 AM

The Queensland Government has announced changes to Queensland rental legislation. Under the proposed reform, landlord’s lose the right to refuse pets, tenants can modify rental properties without landlord’s consent, rental properties will need to meet prescribed standards, and landlords will lose their right to end a lease. Take a look at how these changes could impact you as the owner of a rental property.


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Topics: Property Management, Property Investment, Mortgage Broker, Home Loans

Understanding Chattel Mortgages

Aug 15, 2019 3:47:33 PM

Are you in the market for a new vehicle? Do you have your own ABN? If you answered yes to both, you may want to consider applying for a chattel mortgage. A chattel mortgage is a common way Australian businesses finance cars and there are significant financial benefits to financing your car using a chattel mortgage. Read on to find out if this finance option is right for you.


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Topics: Property Investment, Buying and Selling Property, Home Loans

Separating Personal and Business Finance

Aug 15, 2019 3:44:50 PM

Access to funding is critical for many small businesses. Unfortunately, traditional lenders don’t typically lend to businesses that don’t have an extensive trading history. Which is why many businesses resort to using their personal mortgage, a personal loan or credit card to fund their business, believing this is a viable and cost-effective alternative. Here’s why we think it’s vital to separate personal and business finance.


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Topics: Property Investment, Mortgage Broker, Home Loans

5 Mortgage Mistakes to Avoid

Jun 24, 2019 9:29:16 AM

Whether you’re a first home buyer or a seasoned investor, making a bad decision on your mortgage could end up costing you in both time and money. When it comes to a mortgage, what you don’t know CAN in fact hurt you! Knowing what pitfalls to avoid will help you make better decisions. Here are 5 mortgage mistakes to avoid.


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Topics: Property Investment, Home Loan Rates, Buying and Selling Property

Preparing For End of Financial Year

May 17, 2019 11:18:47 AM

It’s almost that time of year again: Tax time! And if you’re lodging a tax return for the first time, you’ve likely got many questions on your mind. To help you prepare for end of financial year, we’re sharing our tips around what you need to do, what you can claim, and some of the mistakes to avoid.


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Topics: Property Investment, Financial Health, Buying and Selling Property

Changes Ahead: Capital Gains Tax and Negative Gearing

Apr 15, 2019 11:39:48 AM

The 2019 Australian federal election will take place on 18 May 2019 to elect members of the 46th Parliament of Australia. The poll will decide whether the conservative government wins a third term or is replaced by a Labor administration led by Bill Shorten. In the lead up to the election, the ALP has announced a number of proposed changes around capital gains tax and negative gearing. Read on to find out how this could impact you.


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Topics: Property Investment, Buying and Selling Property, Home Loans

Rental Property Renovation: 3 Questions to Ask Yourself First

Feb 20, 2019 8:48:49 AM

Renovating a rental property can be a costly exercise but making improvements to the property can yield a healthy return. To ensure you’re maximizing your investment, it’s important not to overcapitalize, to stick to your budget, and to use durable products and materials. If you are considering renovating your rental property, ask yourself these 3 questions first.


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Topics: Property Management, Property Investment, Buying and Selling Property