3 Tech hacks to improve productivity

Apr 23, 2018 10:15:18 AM

As technology evolves so too do our digital lives, sometimes to the point where we can start to feel bogged down by the plethora of time-saving tools and life-changing apps. When it comes to improving productivity, most of us could use a little help. Take a look at these 3 tech hacks that are guaranteed to improve productivity in your digital life.


Read more

Topics: Mortgage Broker, Mortgage Debt, mortgage stress, Australia Property, australia finance, Tech Hacks, Life Hacks, Productivity, Cost effective, Efficient

Fixed vs. variable – how to choose

Apr 23, 2018 10:10:53 AM

Should you lock in your interest rate for a fixed period? Or take a chance on interest rates dropping even further and choose a variable rate? Unfortunately, there’s no simple answer to these questions. To help you make an informed decision, we’ve outlined the pros and cons of fixed and variable interest home loans.


Read more

Topics: Mortgage Broker, Mortgage Debt, mortgage stress, Australia Property, australia finance, Fixed Interest Rate, Variable Interest Rate

Australia’s Interest Only Loan Conversion

Apr 23, 2018 10:06:27 AM

Around 1.5 million borrowers could face mortgage stress over the next four years the Reserve Bank warns, as existing interest only loans will convert to principal and interest loans. While most borrowers will simply move to principal and interest repayments, a significant proportion may find the step-up too difficult to manage. Read on to find out how you can prepare yourself for this type of scenario.


Read more

Topics: Mortgage Broker, Mortgage Debt, mortgage stress, Australia Property, australia finance, interest only loans

How old is too old when it comes to a mortgage?

Apr 16, 2018 9:18:38 AM

Older home buyers entering the market for the first time appear to be growing in numbers in Australia and New Zealand, as a combination of rising rents and low interest rates makes buying property a more attractive proposition. But, how big a factor is age when it comes to lenders determining your lending ability? Read on to find out.


Read more

Topics: Mortgage Broker, Retirement, reverse mortgage, Mortgage Debt, mortgage stress, Australia Property, australia finance

Big banks, small banks, non-banks

Feb 23, 2018 7:00:00 AM

When deciding on a home loan provider, many people choose to approach their own bank in the first instance, believing it makes sense to work with a lender already managing their everyday banking. This is not always the best option however, and it could mean missing out on better deals. To help you decide on the right lender, we’ve outlined some of the pros and cons of big banks, small banks and non-banks.


Read more

Topics: Australia Property, Australia Real Estate, mortgage rates, family home, Pre-approvals, Mortgage, Home Loan, Bad credit, lending options, non-bank lender, Home loan rates

Buying a home with bad credit

Feb 21, 2018 7:00:00 AM

A bad credit rating can put the brakes on your home buying plans, but it doesn’t have to be the end of your journey. Understanding what bad credit is, how to avoid it, and what your options are if you already have a bad credit rating, can help you decide on the next steps to take when buying property.


Read more

Topics: Australia Property, Australia Real Estate, mortgage rates, family home, Pre-approvals, Mortgage, Home Loan, Bad credit, lending options, non-bank lender, Home loan rates

Home loan pre-approvals: What you need to know

Feb 19, 2018 6:53:09 AM

Having a pre-approval in place before you start house hunting has a number of benefits: As well as showing sellers and agents you’re serious about buying, it helps speed up the process when you find a home you like, which puts you in a far better negotiating position. If you are considering applying for pre-approval, take a look at our tips for a successful pre-approval application.


Read more

Topics: Australia Property, Australia Real Estate, mortgage rates, family home, Pre-approvals, Mortgage, Home Loan

Divorce or separation and the family home

Feb 13, 2018 2:53:02 PM

The end of a relationship is understandably an emotional and traumatic time, and the process of separating your lives, property and finances can be challenging. As your income and expenses are likely to change at this time, it’s important you understand the impact of these changes on your most important asset: your family home.


Read more

Topics: Australia Property, Australia Real Estate, mortgage rates, divorce, separation, family home

Top tips for your 2018 budget

Jan 26, 2018 8:00:00 AM

If you haven’t already given much thought to budgeting for the year ahead, now’s a good time to start. Having a budget can help you reduce overspending, help you save more, and ensure you avoid situations where unplanned expenses drive you into debt. To help you plan a more financially secure 2018, here are our top budgeting tips.


Read more

Topics: Australia Property, Australia Real Estate, Home loan rates, mortgage rates, Interest Rates, Homeowners, Debt Consolidation, mortgage stress, Budgeting

Mortgage Stress: Are you feeling it?

Jan 23, 2018 12:56:00 PM

New research has revealed that nearly a third of Australian households are already under mortgage stress, a figure that looks set to continue rising if past figures are anything to go by. Read on to find out how to prevent yourself from falling into mortgage stress, and what to do if you’re already in it.


Read more

Topics: Australia Property, Australia Real Estate, Home loan rates, mortgage rates, Interest Rates, Homeowners, Christmas Debt, Debt Consolidation, mortgage stress