Understanding Chattel Mortgages

Aug 15, 2019 3:47:33 PM

Are you in the market for a new vehicle? Do you have your own ABN? If you answered yes to both, you may want to consider applying for a chattel mortgage. A chattel mortgage is a common way Australian businesses finance cars and there are significant financial benefits to financing your car using a chattel mortgage. Read on to find out if this finance option is right for you.


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Topics: Financial Advice, Business Finance, Small Business Finance, Australia Mortgage Broker, Chattel Mortgage

Separating Personal and Business Finance

Aug 15, 2019 3:44:50 PM

Access to funding is critical for many small businesses. Unfortunately, traditional lenders don’t typically lend to businesses that don’t have an extensive trading history. Which is why many businesses resort to using their personal mortgage, a personal loan or credit card to fund their business, believing this is a viable and cost-effective alternative. Here’s why we think it’s vital to separate personal and business finance.


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Topics: Financial Advice, Small Business Lending, Business Finance, Small Business Finance, Mortgage Advice

Understanding Asset Finance

Oct 16, 2018 8:49:32 AM

As a small business owner just starting out or expanding your growing business, choosing the right type of finance to buy the equipment and assets you need can mean the difference between thousands of dollars saved or spent. To help you choose the right finance for your business, take a look at some of your options.


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Topics: Mortgage Broker, Australia Mortgage, Investment Finance, Asset Finance, Small Business Finance, Car Loan

How Lenders Assess Risk

Oct 16, 2018 8:04:00 AM

Much like you, lenders are in business to make money, and when they lend to you, they take a calculated risk that you will repay your loan. When assessing financial risk for a business loan, lenders look primarily at the business owner but there are other equally important factors they consider too. Take a look at what these are.


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Topics: Mortgage Broker, Long term investment, Australia Mortgage, Investment Finance, Asset Finance, Small Business Finance, Risk