If you’re already in your mid-30’s and only now buying your first home, fear not, you’re not alone. Research undertaken by Westpac in 2016 shows the average age of first home buyers has reached 34. And that number could continue to creep up, with first home buyers taking mortgages out for longer and pushing their repayment terms into retirement age. Are you too old to get a mortgage?

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A startling report has revealed a growing number of Australian retirees are entering retirement with a sizeable mortgage. Having to use their superannuation to pay off leftover mortgage debt could leave them without enough funds to provide for a comfortable retirement. Will you be mortgage-free by retirement age?

 A housing affordability crisis

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New year, new home? Whether you’re planning an extensive renovation or a simple freshen up to your home, before you rush out and start renovating it’s a good idea to think about these few things.

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While most people have an opinion on which areas are best for buying property, they all tend to agree that property is the most trusted investment. For the average Australian wanting to grow their own financial independence, property easily outperforms most other types of investments. By buying well and adding value to your property, you’re guaranteed a return on your investment. Take a look at why we think property is the best investment.

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If you’re looking to secure your financial future, you can’t go wrong with a residential property investment. When you buy an investment property you're buying a physical asset, and for many people that means having a lot more control over where their money goes. To help you decide whether property investment is for you, here are some of the things you need to think about.

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Never underestimate the value of a happy tenant; look after your tenants and they’ll stay longer, will be more likely to bear rent increases, and accept when there are maintenance problems that can’t be resolved immediately. Here’s how you can build on good relations with your tenants.

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