A Step-up For First-Home Buyers

May 22, 2019 11:39:23 AM

With the election results just in and the Coalition party having secured a majority government, there will be some changes ahead. Prime Minister Scott Morrison has introduced a new $500 million First Home Loan Deposit Scheme that will enable 10,000 first home buyers buy a home with only a five per cent deposit. Find out what you need to know as a first-home buyer.


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Topics: Financial Health, First Home Buyer, Home Loans

Buying a Home With a Small Deposit

May 10, 2019 10:00:39 AM

If you’re struggling to save a deposit to buy a property, you may be wondering what your options are. Should you keep saving and potentially miss out on a bargain or optimal buying conditions in the market, or do you push ahead and apply for a mortgage with a small deposit? While it’s not easy securing a mortgage with a small deposit, it is certainly possible. Here are three ways to do this.


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Topics: Selling, First Home Buyer, Home Loans

5 First Home Buyer Mistakes to Avoid

Apr 15, 2019 1:56:33 PM

When buying your first home, it’s easy to get swept up in a whirlwind of excitement and make mistakes that could end up costing you later on. Even if you’ve done your research and have a good understanding of the property market, there’s a lot to take in and to think about. Here are 5 first home buyer mistakes to avoid.


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Topics: Selling, First Home Buyer, Home Loans

Advice For Young Property Investors

Aug 13, 2018 12:20:56 PM

Getting a foot onto the property ladder is certainly no easy feat, and it’s easy to see why many young people simply give up their dreams of home ownership. But the fact is, the rewards of property investment ultimately outweigh the effort. To help you get started in your property investment journey, here is our advice for young property investors.


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Topics: Selling, First Home Buyer, Home Loans

Buying a Home With Family

Jun 12, 2018 5:58:51 PM

A combination of rising property prices and stricter lending criteria has made it harder than ever to buy a home or an investment property. As a result, many buyers are pooling their resources and buying property with family. As with any contract however, it’s important you go in with your eyes wide open. Here’s what you need to know.


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Topics: Selling, First Home Buyer, Home Loan Rates

First Home Buyer Initiatives

Mar 24, 2018 3:00:00 AM

More first home buyers are entering the Australian property market, according to figures released by the Australian Bureau of Statistics in November 2017, a likely result of a combination of factors including low interest rates, a softer market, better buying conditions as well as a number of State-led initiatives aimed at helping first home buyers. Take a look at some of these.


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Topics: Mortgage Broker, First Home Buyer, Home Loans

Selling Your Property at Auction

Nov 28, 2017 11:39:00 AM

Across Australia and New Zealand, auctions have become an increasingly popular means of selling property. One of the benefits of an auction is that it places a time limit on a sale, in turn generating a sense of urgency in buyers which often leads to a higher sale price. But auctions offer other benefits to sellers too. Take a look at what these are.


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Topics: Selling, Mortgage Broker, First Home Buyer

Working With a Mortgage Broker

Oct 25, 2017 1:34:00 PM

In Australia, more than half of all home loans are written by mortgage brokers, while over 80 per cent of property investors choose to work with a mortgage broker, according to the September 2017 PIPA Annual Investor Sentiment Survey. Read on to find out how mortgage brokers are making a difference when it comes to securing the preferred home loan, and learn our tips for choosing a mortgage broker.


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Topics: Mortgage Broker, First Home Buyer, Refinancing

Making Your Home Loan Work For You

Oct 13, 2017 1:33:46 PM

When it comes to choosing a home loan, interest rate is not the only thing to consider. Loan features – like the ability to make extra repayments, a line of credit, an off-set account, or repayment holidays – are just as important. To help you understand what features you could be offered by your lender, we’ve outlined some of the more popular options.


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Topics: Financial Health, First Home Buyer, Refinancing

House Hunting Tips

Jul 14, 2017 4:57:29 PM

It’s easy to get carried away in the hunt for the perfect home and end up overlooking important details – like how much it costs – while being blindsided by the amazing features – the size of that kitchen! And if you’re visiting several open homes each weekend, it can be challenging staying focused. To help you get organised in the hunt for your dream home, here are three house hunting tips.


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Topics: Selling, First Home Buyer