What to ask your mortgage broker

Nov 12, 2018 1:48:00 PM

When you’re shopping around for a mortgage, there’s a lot more to consider than just the interest rate. Which is why it pays to work with a mortgage broker who understands the complexities and can guide you every step of the way. But choosing the right mortgage broker can also be tricky. Here are 5 questions we suggest you ask before deciding on a broker.


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Topics: Mortgage Broker, Australia Mortgage, Mortgage Debt, Mortgage Terms, Home Loan, Home Loan Advice

3 Tech hacks to improve productivity

Apr 23, 2018 10:15:18 AM

As technology evolves so too do our digital lives, sometimes to the point where we can start to feel bogged down by the plethora of time-saving tools and life-changing apps. When it comes to improving productivity, most of us could use a little help. Take a look at these 3 tech hacks that are guaranteed to improve productivity in your digital life.


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Topics: Mortgage Broker, Mortgage Debt, mortgage stress, Australia Property, australia finance, Tech Hacks, Life Hacks, Productivity, Cost effective, Efficient

Fixed vs. variable – how to choose

Apr 23, 2018 10:10:53 AM

Should you lock in your interest rate for a fixed period? Or take a chance on interest rates dropping even further and choose a variable rate? Unfortunately, there’s no simple answer to these questions. To help you make an informed decision, we’ve outlined the pros and cons of fixed and variable interest home loans.


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Topics: Mortgage Broker, Mortgage Debt, mortgage stress, Australia Property, australia finance, Fixed Interest Rate, Variable Interest Rate

Australia’s Interest Only Loan Conversion

Apr 23, 2018 10:06:27 AM

Around 1.5 million borrowers could face mortgage stress over the next four years the Reserve Bank warns, as existing interest only loans will convert to principal and interest loans. While most borrowers will simply move to principal and interest repayments, a significant proportion may find the step-up too difficult to manage. Read on to find out how you can prepare yourself for this type of scenario.


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Topics: Mortgage Broker, Mortgage Debt, mortgage stress, Australia Property, australia finance, interest only loans

How old is too old when it comes to a mortgage?

Apr 16, 2018 9:18:38 AM

Older home buyers entering the market for the first time appear to be growing in numbers in Australia and New Zealand, as a combination of rising rents and low interest rates makes buying property a more attractive proposition. But, how big a factor is age when it comes to lenders determining your lending ability? Read on to find out.


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Topics: Mortgage Broker, Retirement, reverse mortgage, Mortgage Debt, mortgage stress, Australia Property, australia finance

First Home Buyer Initiatives

Mar 24, 2018 12:00:00 AM

More first home buyers are entering the Australian property market, according to figures released by the Australian Bureau of Statistics in November 2017, a likely result of a combination of factors including low interest rates, a softer market, better buying conditions as well as a number of State-led initiatives aimed at helping first home buyers. Take a look at some of these.


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Topics: Mortgage Debt, mortgage rates, Mortgage Broker, First Home Owner Grant, first home buyer

Buying and selling at the same time

Mar 23, 2018 12:00:00 AM

Timing is often a challenge when it comes to buying a new home and selling an existing one. In a perfect world, both transactions would happen simultaneously. In reality though, you could end up owning two properties while you sell your existing home. That’s where bridging finance comes in.


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Topics: Mortgage Debt, mortgage rates, Mortgage Broker, Bridging Finance

Retiring with mortgage debt

Mar 22, 2018 9:37:53 AM

A growing number of Australians are expected to retire with a mortgage, research from a superannuation fund shows, while the “sandwich generation” grapple with a phenomenon known as “inter-generational dependency”. What are some of the ways you can ensure you retire debt-free? Read on to find out.


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Topics: Mortgage Debt, reverse mortgage, mortgage rates, Mortgage Broker, Retirement