Queensland Rental Property Reforms

Feb 15, 2020 11:40:00 AM

The Queensland Government has announced changes to Queensland rental legislation. Under the proposed reform, landlord’s lose the right to refuse pets, tenants can modify rental properties without landlord’s consent, rental properties will need to meet prescribed standards, and landlords will lose their right to end a lease. Take a look at how these changes could impact you as the owner of a rental property.

Read more

Topics: Landlords, australia finance, Home Loan Advice, Rental Property Renovations, Pets and Rentals, Advice for Landlords

3 Practical Tips for Getting Your Finances Back on Track

Feb 14, 2020 11:36:42 AM

A staggering 7.2 million Australians are said to be starting the New Year with a Christmas debt hangover. What’s more, according to research, one in four Aussies could take up until May to pay back their Christmas debt! If your big Christmas blow-out hit hard in January, it’s time to get your finances back on track starting right now. Here’s how to do that:

Read more

Topics: australia finance, finance health check, Home Loan Advice, Finance Goals

Underinsurance a real concern in Australia

Feb 13, 2020 11:32:02 AM

The 2020 bushfire season has left many Australians devastated without homes and livelihood. Even more devastating is that so many of those affected by the bushfires are underinsured. Understanding what events and damage can be covered by insurance is a vital first step in assessing whether or not you have the right cover for your home.

Read more

Topics: Insurance, Underinsurance, Home Loan Advice, Mortgage Protection Insurance, Home and Contents Insurance, Vehicle Insurance

Curing your Christmas Debt Hangover

Feb 4, 2020 12:15:00 PM

While you won’t find this expression in a mainstream dictionary, it’s a feeling that’s all too real for anyone who’s overspent at Christmas. A Christmas Debt Hangover usually kicks in around the middle of January when the credit card bills start rolling in. Symptoms include stress, trouble sleeping and an aversion to checking the mailbox! Here’s how to cure it.

Read more

Topics: Credit Card Debt, Debt Consolidation, Debt, Home Loan Advice, Debt-free

Refinancing in a Divorce or Separation

Jan 16, 2020 7:43:00 AM

Divorce or separation is an emotional time, made even more stressful at the thought of divvying up the property and other assets. In Australia, there are around 50,000 divorces each year and many people are unsure what to do with the family home or investment properties in this situation. If you’ve recently divorced or separated, it may be time to look at your options.

Read more

Topics: Refinancing Options, Home Ownership, separation, divorce, Financial Advice, Home Loan Advice, Buying property in Australia, Australia Mortgage Broker

First Home Owners Deposit Scheme – All You Need to Know

Jan 13, 2020 7:39:00 AM

On 1 January 2020, the Australian Government’s First Home Owners Deposit Scheme kicked off and already hundreds of Aussies have signed up to the scheme. Aimed at supporting eligible first home buyers purchase a home sooner, the scheme allows first home buyers to put down just five per cent deposit, with the National Housing Finance and Investment Corporation (NHFIC) guaranteeing the rest of what would normally be a 20 per cent deposit. Here’s all you need to know.

Read more

Topics: Home Ownership, Financial Advice, Home Loan Advice, Buying property in Australia, Australia Mortgage Broker, First Home Loan Deposit Scheme

Australia needs your support

Jan 9, 2020 10:54:33 AM

Australia faces a long and hot summer with the prospect of ongoing bushfires evermore a reality. It will take some time for the people of Australia to rebuild their lives and livelihood. But the outpouring of support from around the world has been simply staggering, with organisations and individuals banding together to help support victims, wildlife and the brave firefighters risking their lives to save ours.

Read more

Topics: Home Ownership, Financial Advice, Home Loan Advice, Buying property in Australia, Australia Mortgage Broker, Bushfire

Mortgage relief for bushfire victims

Jan 9, 2020 7:36:50 AM

Australia is in the grip of a major crisis, fighting an unprecedented bushfire season. Over 2,000 homes have already been destroyed in some of the worst bushfires ever experienced. Now, several lenders are offering relief for victims of the bushfires with relaxation on payments for loans and credit cards, waiving of fees and emergency credit assistance. If you’ve been victim of the devastating bushfires, it’s vital you reach out to your mortgage broker or banker for assistance or respite.

Read more

Topics: Home Ownership, Financial Advice, Home Loan Advice, Buying property in Australia, Australia Mortgage Broker, Bushfire

First Home Loan Deposit Scheme – will you qualify?

Dec 11, 2019 9:00:00 AM

Ahead of the Federal Election earlier this year, Prime Minister Scott Morrison pledged government’s support to help first home buyers buy their own home with just a 5 per cent deposit. The First Home Loan Deposit scheme kicks off on 1 January 2020 offering up to 10,000 first home buyers each year the chance to buy a home. Will you qualify and what can you actually buy under the scheme?

Read more

Topics: Home Ownership, first home buyer, Financial Advice, Home Loan Advice, Home Loan Application, First Home Loan Deposit Scheme

Staying healthy in bush fire season

Dec 10, 2019 10:00:22 AM

Smoke and ash from ongoing bush fires across several states in Australia has reduced air quality and caused breathing difficulties and health concerns for many Australians living in metro, suburban, regional and rural areas. Bush fire smoke can travel hundreds of kilometres and poses a range of health issues including lung and heart conditions. Reduce your chances of being affected by smoke and ash with these tips:

Read more

Topics: Home Loan Advice, Australia Mortgage Broker, Home Insurance, Home and Contents Insurance