Buy Now, Pay Later Could Harm Your Credit Profile

Mar 13, 2021 2:23:02 PM

The number of Australian consumers using buy now, pay later platforms has nearly doubled in a year, according to a review undertaken by the Australian Securities and Investments Commission (ASIC). But with one in five consumers struggling to make repayments, there is a growing concern about vulnerable consumers facing financial hardship as a result of taking on too much debt. Consumer advocates are now calling for more regulation around this type of credit.


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Topics: Selling, Mortgage Broker, Health and Wellbeing

Get Auction Ready With These 5 Tips

Mar 12, 2021 2:18:35 PM

Property auctions can be a good way to buy your next home or investment property, provided you know what you’re doing. Unlike a private sale where buyers can add conditions to a contract – like a finance or building inspection condition – when it comes to auctions, buyers have to do their due diligence before they even bid. If you are planning to bid at an auction, it’s important you’re prepared. Check out these 5 tips to get auction ready.


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Topics: Selling, Mortgage Broker, Home Loans

What Can You Do When Your Mortgage Deferral Ends

Feb 22, 2021 5:11:18 PM

In the last year, a year that none of us could have predicted, with lockdowns and closures of many different industries, affected mortgage-holders were able to put up their hands and ask for the assistance offered by most of the Australian Banks and Lending institutions. It was help that was very needed and very timely.


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Topics: Selling, Mortgage Broker, Home Loans

Repair Your Credit Report With These 5 Steps

Feb 22, 2021 11:48:49 AM

Have you been concerned about your credit file not being as healthy as it should be? Did you spend more than you wanted at Christmas or are you finding balancing your finances harder after a tough 2020? The fact is a poor or lower credit rating can impact your future borrowing or mean you are charged higher interest rates for any new lending. If your credit file needs some repair, here are 5 steps you can take to help that situation and get back on track.


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Topics: Selling, Mortgage Broker, Home Loans

Work it Out Online

Dec 1, 2020 1:54:14 PM

Need to crunch your numbers in a hurry? Take a look at the range of online calculators on the Mortgage Express website. Whether you need to calculate how much you could borrow, what your repayments would look like, how much your stamp duty could cost, or how much you could save with an offset account or a split loan, work it all out online using these handy calculators. Here’s an outline of what each calculator does.


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Topics: Selling, Mortgage Broker, Home Loans

Women Brokers on the Rise

Nov 18, 2020 1:00:00 PM

Mortgage brokering has traditionally been regarded as a male-dominated industry, but is now seeing a growing number of women stepping into these finance roles. This month we’re celebrating the achievements of just some of the women making their mark in the mortgage brokering industry right here at Mortgage Express, with some insight into why they do what they do.


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Topics: Selling, Mortgage Broker, Home Loans

A Good Time to Review Your Home Loan

Nov 17, 2020 10:00:00 PM

With the end of year in sight and a number of lenders offering cashback, rebates and special deals, there’s never been a better time to review your home loan or apply for a first home loan. To help you make an informed decision about your future finances, here are some of the offers currently in market.


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Topics: Mortgage Broker, Financial Health, Refinancing

Is Australia on The Road to Economic Recovery?

Nov 17, 2020 3:45:19 PM

Despite a lengthy lockdown in Victoria and the ongoing battle against COVID, all signs are pointing towards a more positive economic outcome than previously anticipated. Mortgage deferrals are down as more homeowners return to repaying their mortgage, unemployment in certain regions appears to be recovering to pre-COVID levels, and a new report has highlighted opportunities that some industries could capitalise on in the years to come.


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Topics: Mortgage Broker, Financial Health, COVID-19

Mortgage Express: Brokering Deals Between People and Careers

Nov 3, 2020 4:37:54 PM

Mortgage broking has experienced significant growth in recent years and despite the challenges associated with COVID-19, it’s an industry that has continued to go from strength to strength throughout 2020.


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Topics: Press Release, Careers, News, Mortgage Broker, recruitment, Mortgage Express

HomeBuilder Confusion Drives First Home Buyers to Mum and Dad

Sep 22, 2020 1:31:20 PM

While Government’s $25,000 HomeBuilder Grant has already been snapped up by many Australians planning a new home build or a substantial home renovation, first home buyers looking to use Homebuilder to enter the property market, have been left feeling frustrated at not being able to factor the grant into their loan application. If you’re in a similar situation, we have some tips on what to do.


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Topics: Selling, Mortgage Broker, Home Loans