Advice for Young Property Investors

Aug 13, 2018 10:20:56 AM

Getting a foot onto the property ladder is certainly no easy feat, and it’s easy to see why many young people simply give up their dreams of home ownership. But the fact is, the rewards of property investment ultimately outweigh the effort. To help you get started in your property investment journey, here is our advice for young property investors.


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Topics: Mortgage Broker, Australia Mortgage, Home Loan Advice, Home Loan, Financial Advice, finance health check, Finance Update, first home buyer, First Home Owner Grant

Working with a mortgage broker

Oct 25, 2017 10:34:00 AM

In Australia, more than half of all home loans are written by mortgage brokers, while over 80 per cent of property investors choose to work with a mortgage broker, according to the September 2017 PIPA Annual Investor Sentiment Survey. Read on to find out how mortgage brokers are making a difference when it comes to securing the preferred home loan, and learn our tips for choosing a mortgage broker.


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Topics: Australia Property, Australia Real Estate, first home buyer, Second Home, buying property, finance health check, mortgage stress

First home buyers on the increase

Oct 18, 2017 10:34:00 AM

Across Australia, first home buyers are returning to the property market, largely as a result of government policy intervention. We take a closer look at what government interventions are working, which states are doing something about housing affordability, and a reminder about the First Home Owners Grant: If you’re a first home buyer and you haven’t already accessed this, you could be missing out.


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Topics: Australia Property, Australia Real Estate, first home buyer, Second Home, buying property, finance health check, mortgage stress

Making your home loan work for you

Oct 13, 2017 10:33:46 AM

When it comes to choosing a home loan, interest rate is not the only thing to consider. Loan features – like the ability to make extra repayments, a line of credit, an off-set account, or repayment holidays – are just as important. To help you understand what features you could be offered by your lender, we’ve outlined some of the more popular options.


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Topics: Australia Property, Australia Real Estate, first home buyer, Second Home, buying property, finance health check, mortgage stress

Managing Mortgage Stress

Oct 6, 2017 11:22:46 AM

Despite record low interest rates, more and more homeowners are struggling to meet their home loan repayments and are experiencing “mortgage stress”. Even the slightest increase in interest rates could leave these homeowners vulnerable and unable to repay their mortgage. Let’s take a look at what “mortgage stress” is and how you as a homeowner can deal with it.


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Topics: Australia Property, Australia Real Estate, first home buyer, Second Home, buying property, finance health check, mortgage stress

Mortgage Traps: What to look out for

Sep 21, 2017 5:51:37 AM

Finding the right home loan isn’t as easy as it sounds. With so many mortgages on offer – each with its own conditions, terms, features and rates – it can start to feel like you’re navigating a mine field. To help you avoid a potentially costly mistake, here are some of the mortgage traps you need to look out for when choosing the right home loan.


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Topics: Australia Property, Australia Real Estate, first home buyer, Second Home, buying property, finance health check, mortgage traps

Rentvesting: a property investment strategy

Sep 19, 2017 5:10:32 AM

It’s the latest buzzword in the property industry: Rentvesting. Renting where you want to live, buying where you can afford to. And it’s proving a popular option, particularly amongst younger first home buyers who are keen to invest in their future without foregoing their lifestyle. So, what are the benefits of rentvesting and is it for everyone? Read on to find out.


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Topics: Australia Property, Australia Real Estate, first home buyer, Second Home, buying property, finance health check, family trust, rentvesting

Foreign property buyers in Australia

Sep 15, 2017 9:25:31 AM

A lot has changed in the Australian property market over the past 2 years (2015-2017), particularly with regards to non-resident lending and foreign investment in Australian property. While it is still possible for non-residents and temporary residents to buy property in Australia, the rules and regulations are decidedly more complex. Read on to find out more.


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Topics: Australia Property, Australia Real Estate, first home buyer, Second Home, buying property, finance health check, family trust

First Home Buyers Turn to Bank of Mum and Dad

Sep 14, 2017 10:09:16 AM

A new lender is on the rise: The Bank of Mum and Dad. A recent survey (June 2017) reveals as much as one in three first home buyers are getting help from their parents to get onto the property ladder. And as property prices continue to spiral upwards, that number looks set to grow even more. Read on to find out more about this lending option.


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Topics: Australia Property, Australia Real Estate, first home buyer, Second Home, buying property, finance health check, family trust

Buying property with a Family Trust

Aug 25, 2017 9:42:00 AM

Many people in both Australia and New Zealand choose to set up a Family Trust when buying property. Family Trusts can help protect your assets against creditors and manage unwanted claims on your estate, and currently provide a tax benefit for property buyers in Australia. Let’s take a look at what a Family Trust is and how setting one up could benefit you and your family.


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Topics: Australia Property, Australia Real Estate, first home buyer, Second Home, buying property, finance health check, family trust