Is the “Great Resignation” expected to affect Australia?

Mar 4, 2022 4:49:48 PM

The “Great Resignation”: A term that evolved in late 2020 in response to the millions of US workers suffering pandemic-burnout, who began re-evaluating their work-life balance and quitting their jobs. As this phenomenon heads Downunder, with businesses emerging from economic hibernation already facing labour shortages across a range of industries, we take a closer look at how the pandemic has shifted priorities for workers, who now expect flexible working conditions, higher wages, and better work-life balance as the norm.


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Topics: Financial Health, Health and Wellbeing, COVID-19

Help on Hand for Australians Impacted by Unprecedented Weather Event

Mar 4, 2022 2:09:17 PM

Large parts of South-Eastern Queensland and Northern New South Wales have been left decimated, following an unprecedented weather event on 21 February 2022. Over two weeks of rain culminated in approximately 18,000 homes being flooded, displacing thousands of Australians across these regions.

In support of those affected by the flooding, Insurance Council of Australia has declared an insurance catastrophe, Federal Government is providing financial aid, and banks are stepping up to help mortgage customers. Here’s an outline of the support available should you need it.


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Topics: Mortgage Broker, Financial Health, Home Loans

5 Tips to Help Clear Holiday Debt

Feb 18, 2022 3:05:52 PM

The holidays are over and we’re well into the new year. It’s a time to follow through on the goals that we set and to feel optimistic about the future. But, if you’re carrying debt over from last year’s holiday spending, it can feel like a weight dragging you down. Before you start stressing about looming debt, here are 5 tips to help you tackle holiday debt and get your finances back on track again.


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Topics: Mortgage Broker, Financial Health, Home Loans

Now May be a Good Time to Refinance Your Mortgage

Feb 18, 2022 3:02:29 PM

For Australian homeowners looking to save money in 2022, refinancing could be a solution. Data from the Australian Bureau of Statistics (ABS) shows that more than 498,000 Aussies refinanced their home loan as of October 2021, with a massive $16.08 billion worth of home loans refinanced from one lender to another. But before you go ahead, it’s important to check that the benefits of refinancing outweigh the costs. To help you make an informed decision about refinancing your home loan, here are some important factors to consider.


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Topics: Mortgage Broker, Financial Health, Home Loans

First Home Buyers Foregoing City Living

Feb 8, 2022 8:35:45 AM

Working from home presents a new opportunity for first home buyers desperate to get into the property market. While inner-city prices spiral further out of reach, those who can work from home are turning to regional locations for more affordable housing or rentvesting as viable options. But with surging demand driving the fastest rise in house values in these areas, first home buyers who may be waiting to buy are urged to start considering their options now when it comes to settling in the regions or rentvesting.


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Topics: Mortgage Broker, Financial Health, Home Loans

Using Your Rental History to Buy a First Home

Feb 8, 2022 8:31:30 AM

Most first home buyers will agree, saving a deposit while paying rent is not easy. Luckily, there are lenders in Australia that understand this conundrum too, and are lending based on a strong rental history rather than just genuine savings. If you’re a first home buyer who is tired of paying hefty rents that fund your landlord’s mortgage instead of your own, read on to find out how being a good tenant could work to your advantage.


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Topics: Mortgage Broker, Financial Health, Home Loans

Get Financially Fit in 2022

Jan 24, 2022 2:32:40 PM

The beginning of a new year is a good time to get your finances in order and establish some financial goals for the year ahead. By making just a few small changes to how you spend and save, you could set yourself up for the best year ever when it comes to managing your finances. So, whether you’re looking to clear your debt, boost your savings, or grow your retirement fund, follow these 5 tips to help you get financially fit in 2022.


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Topics: Mortgage Broker, Financial Health, Home Loans

Ending The Year on a High Note

Dec 13, 2021 1:46:48 PM

As we approach the end of yet another challenging year, and plan to begin a new one, it’s important to acknowledge that none of us have come through the last two years without facing some emotional or mental hardship. With borders opening again, being able to reunite with loved ones, engage in new experiences, and make new and fun memories are things we have to look forward to. This festive season, take time off, have a break, refill your tank. Here’s what some of the team at Mortgage Express are planning.


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Topics: Financial Health, Health and Wellbeing, COVID-19

How to Get Your “Green Box” in Order

Dec 13, 2021 1:44:08 PM

Most of us don’t like to think too much about death. Yet, it’s the most inevitable part of life. As such, it’s important we plan for end of life. We do this by writing a will, a legal document that outlines our instructions, legacies and bequests. Another way to plan ahead is to create a “Green Box” – a metaphorical storage box that contains all of the important financial documents, instructions, passwords and other vital information about your business and personal affairs.


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Topics: Financial Health, Health and Wellbeing, COVID-19

Identifying and Dealing With Economic Abuse

Nov 17, 2021 2:06:29 PM

As one of the lesser-known forms of domestic abuse, economic abuse is no less diminishing. Abusers, who restrict, exploit or sabotage their partner’s access to money and resources such as food, clothing, even a place to live, use economic abuse to limit freedom, strip away autonomy, and damage financial wellbeing. In this article, we’ll look at some of the ways to identify economic abuse, and what to do about it.


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Topics: Mortgage Broker, Financial Health, Health and Wellbeing