HomeBuilder Drives Increase in Land Enquiries

Aug 22, 2020 12:15:31 PM

Despite the ongoing global pandemic issues and the resulting economic concerns, interestingly there have been a growing number of enquiries into and then sales of vacant land around the country. Surprisingly, a large proportion of these are from first home buyers, keen to take advantage of Government’s HomeBuilder stimulus package. If you’re looking to enter the property market, now may be the perfect time.

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Topics: Mortgage Broker, First Home Buyer, COVID-19

Lessons Learned in Lockdown: Gilbert Enoka

Aug 21, 2020 12:07:16 PM

Gilbert Enoka ONZM has been inspiring sporting greats like the All Blacks, Silver Ferns, Canterbury Crusaders and the Black Caps, for over 20 years. Closer to home, “Bert” has worked alongside Mortgage Express and Harcourts in his role as Director of Harcourts International, challenging and helping drive to greatness the team in Australia. Over the next few months, we’ll be sharing stories from Bert and others in the team about their personal experiences during the COVID-19 lockdown.

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Topics: Health and Wellbeing, COVID-19

Government Loan Scheme Extended

Aug 20, 2020 9:16:56 AM

Earlier this year, the Australian Government launched the Coronavirus SME Guarantee Scheme, a loan scheme aimed at helping small to medium businesses with a Government-backed guarantee of 50 per cent of new unsecured loans up to three years, with an initial six month repayment holiday. Now Government is extending the loan scheme to “help businesses move out of hibernation”, with a few enhancements to the scheme. Find out what these are right here.

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Topics: Mortgage Broker, COVID-19, Home Loans

Getting a Mortgage in a Post-COVID Australia

Jul 17, 2020 2:33:00 PM

In the wake of COVID-19, banks have changed the way they interact with customers, including how they do lending. A number of key innovations include things like online mortgage applications, video calls instead of face to face meetings, and electronic documentation rather than the usual paper-based option. Find out here how obtaining a mortgage has changed in recent months and what you can expect when you apply for your next home loan.

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Topics: Financial Health, COVID-19, Buying and Selling Property

What Happens When Your Mortgage Repayment Deferral Ends?

Jul 14, 2020 1:57:13 PM

Thousands of Australian mortgage holders took up the offer of a mortgage repayment deferral when the COVID-19 pandemic hit in March 2020. Since then, banks have deferred approx. 780,000 Home Loans, totaling a massive $236Bn. The big question now is what happens to those mortgages when the six-month deferral was meant to run out in September this year?

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Topics: Financial Health, Refinancing, COVID-19

A Personal Challenge: 30-Days of Walking

Jun 19, 2020 9:08:08 AM

While the Coronavirus pandemic forced many of us to stay home, getting out for a daily dose of exercise quickly became a way of life. As a personal challenge, Brent Pullar of Harcourts took to the streets to walk 10 kilometres a day for 30 days. What’s more, he persuaded two Mortgage Express brokers – Joshua Trevitt and Ismar Muratovic – to join him in crushing this challenge. Read on to find out just how successful this personal challenge was.

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Topics: Health and Wellbeing, COVID-19

Five Survival Tips for the Way Ahead

May 25, 2020 11:19:08 AM

As life in Australia slowly returns to normal – or at least to the “new normal” – having conquered the first wave of COVID-19, there does appear to be some light at the end of the tunnel. Businesses are opening up again and our economy is slowly reviving. While we have a long way to go on our road to recovery, in a post Coronavirus world there are a few things we may need to do differently. Here are 5 tips for the way ahead that will see you not only survive but thrive.

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Topics: Financial Health, Health and Wellbeing, COVID-19

Government’s Loan Guarantee Scheme

May 25, 2020 11:13:34 AM

The Australian Government’s Coronavirus SME Guarantee Scheme is set to help small and medium sized businesses impacted by COVID-19 with new initiatives and investment. The Government will be guaranteeing 50 per cent of new unsecured loans up to $250,000 . What’s more, with non-bank lenders like Prospa on board, business owners could have access to lending much faster.

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Topics: Mortgage Broker, Financial Health, COVID-19

Keeping Busy at Home

May 18, 2020 6:00:00 AM

Staying home, limiting trips outside and not interacting socially means we have far more time on our hands than ever before. So why not use this time to learn a new skill, try a new hobby, or find an interest outside of Netflix? Keeping busy both mentally and physically helps us feel happy, active and healthy. Before cabin fever sets in, try some of these ways to keep busy while at home.

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Topics: Health and Wellbeing, COVID-19

Getting Your Finances Back on Track

May 14, 2020 1:19:52 PM

For many Australian homeowners financially impacted by COVID-19, pushing pause on mortgage repayments has been a helpful option. For others, extending their loan term or reducing repayments has provided some much-needed financial and personal relief. But as we start to see an improvement in the current situation – and some definite “light at the end of the tunnel” – now is a great time to reassess your financial situation and put in place some plans to get back on track financially.

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Topics: Mortgage Broker, Financial Health, COVID-19