Mortgage Express’ Vicky Devine Named in Choice Leadership Awards

Dec 18, 2019 6:56:39 PM

Leading mortgage brokering company Mortgage Express has announced that Vicky Devine has been named Choice CEO of the Year. Choice Aggregation Services awarded its top award to Ms Devine during its annual High Achievers event, Platinum. This is only the fifth time in its 22-year history that the CEO of the Year award has been given.


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Topics: Selling, Mortgage Broker, Home Loans

First Home Loan Deposit Scheme – Will You Qualify?

Dec 11, 2019 12:00:00 PM

Ahead of the Federal Election earlier this year, Prime Minister Scott Morrison pledged government’s support to help first home buyers buy their own home with just a 5 per cent deposit. The First Home Loan Deposit scheme kicks off on 1 January 2020 offering up to 10,000 first home buyers each year the chance to buy a home. Will you qualify and what can you actually buy under the scheme?


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Topics: Selling, First Home Buyer, Home Loans

How to Buy a House in Australia as a Migrant

Dec 6, 2019 3:32:18 PM

For many people, owning a home in Australia is the ultimate Aussie dream. And that dream is no different for new migrants making Australia their home. When it comes to buying a house in Australia as a migrant though, there are a few rules you need to know about to pave the way to home ownership. Read on to find out what your options are as a migrant on a temporary visa or as a permanent resident buying property in Australia.


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Topics: Selling, Mortgage Broker, Home Loan Rates, Home Loans

Home Loans With Reward Schemes

Nov 16, 2019 1:09:00 PM

Does earning reward points or frequent flyer miles while you pay off your mortgage sound too good to be true? It’s not as crazy as it sounds: in a bid to snag more business, some home loan lenders offer borrowers the chance to earn reward points or frequent flyer miles on their home loan balance. Read on to find out more about home loans with reward schemes.


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Topics: Selling, Refinancing, Home Loan Rates

What to do if Your Fixed Rate Loan Term is Nearing Its End

Nov 14, 2019 9:15:00 AM

If your fixed rate loan term is nearing its end, there’s never been a better time to review your mortgage. With interest rates at historic lows, you’ll need to decide whether to roll again for another fixed term or take advantage of cheaper variable rates and pay down some serious debt. Be aware though, if you do nothing, lenders may simply put you onto their most expensive variable rates, so it’s vital you take some action. Here are your options:


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Topics: Selling, Refinancing, Home Loan Rates

Keeping Your Home Safe For The Holidays

Nov 12, 2019 9:12:00 AM

Planning a summer break this holiday and heading to the beach, the mountains or overseas?
Empty houses are an easy target for burglars so it pays to be a little more cautious to ensure the security of your home and save you unnecessary stress while you’re away. Stop unwelcome visitors in their tracks and keep your home safe this holiday with these handy tips.


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Topics: Selling, Insurance, Health and Wellbeing

Pre-Approvals: 3 Things You Need to Know

Oct 17, 2019 1:05:54 PM

Getting a home loan pre-approval puts you in the best position if you’re planning to buy property. What’s more, a pre-approval is essential if you’re bidding for property in an auction. While a home loan pre-approval may be conditional, it gives you a relatively secure assurance of the amount a lender is willing to loan you and how much your repayments will be. Here are 3 things you need to know about home loan pre-approvals.


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Topics: Selling, Financial Health, Home Loans

Can Non-Residents Buy Property in Australia?

Oct 17, 2019 1:03:15 PM

In December 2015, the Australian Government introduced legislation that changed the way non-residents buy property in Australia. Under the new laws, foreign investors are limited in the types of property they can purchase and must first apply for approval to purchase from the Foreign Investment Review Board (FIRB). While it is much harder for non-residents to buy property in Australia, it’s not impossible.


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Topics: Selling, Mortgage Broker, Home Loan Rates

Should You Get a “Pre-Nuptial” Agreement?

Oct 17, 2019 12:58:45 PM

Before getting married or entering into a de facto relationship, you may want to consider signing a pre-nuptial agreement. Pre-nuptial agreements are a way to protect your financial rights and obligations; effectively a safety precaution that helps simplify property settlements if a relationship ends. Here’s what you need to know about pre-nuptial agreements.


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Topics: Selling, Financial Health, Home Loans

Helping Your Kids Buy a Home

Oct 17, 2019 12:56:20 PM

With the rising cost of property across Australia, it’s not surprising that so many parents are stepping up to help their grown-up children buy property. In fact, it’s estimated that the “Bank of Mum and Dad” is one of the largest lenders when it comes to mortgage lending in Australia. If you’re considering helping your kids buy a home, here are a few ways that you as a parent can do that.


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Topics: Selling, First Home Buyer, Home Loans